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Sectoral / Thematic · UTI Mutual Fund · AMFI code 102401UTI - Banking and Financial Services Fund
Disclosed for 95 months, Jul 2017 to Sep 2026.
Portfolio value
₹1,339 Cr
down ₹113 Cr vs Aug 2026
- Stocks held
- 37
- up 4 vs Aug 2026
- Top 10 weight
- 77.1%
- of the portfolio in its ten largest
- Cash & debt
- 1.3%
- cash, money market and debt
- Moves this month
- 5 in · 1 out
- added to 7, trimmed 24
UTI - Banking and Financial Services Fund is an active equity fund in the Sectoral / Thematic category from UTI Mutual Fund. In September 2026 it disclosed 37 stocks worth ₹1,339 Cr, down ₹113 Cr from Aug 2026. Its largest positions were HDFC Bank Limited (17.6%), ICICI Bank Limited (10.4%), State Bank of India (10.0%); the ten largest together made up 77.1% of the portfolio, and Banks was the biggest sector at 65.4% of its equity. Cash and debt stood at 1.3%. Compared with Aug 2026 the fund entered 5 new stocks and exited 1.
Against 226 other Sectoral / Thematic funds
Concentration
98%
Top-10 weight is higher than 98% of peers
Breadth
34%
Holds more stocks than 34% of peers
Cash
15%
Holds more cash than 15% of peers
What these mean: concentration · cash
Holdings in September 2026
Download CSVEvery line the fund disclosed, with the change against Aug 2026. Click a column to sort; click a company to see every fund that owns it. New to these? How to read a portfolio.
| HDFC Bank Limited | 17.60% | up 1.36 pts | ₹236 Cr | down ₹10 L | Held |
| ICICI Bank Limited | 10.37% | down 1.15 pts | ₹139 Cr | down ₹28.4 Cr | Trimmed |
| State Bank of India | 9.98% | down 0.19 pts | ₹134 Cr | down ₹14 Cr | Trimmed |
| Axis Bank Limited | 9.93% | down 0.23 pts | ₹133 Cr | down ₹14.5 Cr | Trimmed |
| Kotak Mahindra Bank Limited | 9.89% | up 0.50 pts | ₹132 Cr | down ₹3.9 Cr | Trimmed |
| Bajaj Finance Limited | 5.07% | down 0.08 pts | ₹67.9 Cr | down ₹6.9 Cr | Trimmed |
| Shriram Transport Finance Company Limited Shriram Finance Limited · history in this fund | 4.61% | up 0.57 pts | ₹61.7 Cr | up ₹3.1 Cr | Added |
| Ujjivan Small Finance Bank Limited | 3.93% | up 0.22 pts | ₹52.7 Cr | down ₹1.3 Cr | Trimmed |
| SBI Life Insurance Company Limited | 3.89% | up 0.57 pts | ₹52.1 Cr | up ₹3.9 Cr | Added |
| ICICI Lombard General Insurance Company Limited | 1.78% | up 0.16 pts | ₹23.9 Cr | up ₹35 L | Added |
| Aavas Financiers Limited | 1.76% | up 0.07 pts | ₹23.6 Cr | down ₹96 L | Trimmed |
| Bajaj Finserv Limited | 1.50% | down 0.12 pts | ₹20.1 Cr | down ₹3.4 Cr | Trimmed |
| BSE Limited | 1.27% | up 0.93 pts | ₹17 Cr | up ₹12.1 Cr | Added |
| Cash, TREPS & receivables | 1.27% | down 2.47 pts | ₹17 Cr | down ₹37.3 Cr | Trimmed |
| Max Financial Services Limited | 1.19% | down 0.50 pts | ₹15.9 Cr | down ₹8.6 Cr | Trimmed |
| Bank of Maharashtra | 1.10% | up 0.05 pts | ₹14.7 Cr | down ₹50 L | Trimmed |
| Multi Commodity Exchange of India Limited | 1.06% | down 1.33 pts | ₹14.2 Cr | down ₹20.5 Cr | Trimmed |
| Cholamandalam Investment and Finance Company Limited | 1.01% | down 0.70 pts | ₹13.6 Cr | down ₹11.3 Cr | Trimmed |
| Aditya Birla Capital Limited | 0.99% | up 0.01 pts | ₹13.3 Cr | down ₹1 Cr | Trimmed |
| Life Insurance Corporation Of India | 0.99% | down 0.13 pts | ₹13.2 Cr | down ₹3.1 Cr | Trimmed |
| KFin Technologies Limited | 0.97% | down 0.06 pts | ₹13 Cr | down ₹2 Cr | Trimmed |
| Bandhan Bank Limited | 0.93% | up 0.93 pts | ₹12.5 Cr | up ₹12.5 Cr | New |
| Billionbrains Garage Ventures Ltd | 0.89% | up 0.03 pts | ₹12 Cr | down ₹53 L | Trimmed |
| General Insurance Corporation of India | 0.87% | up 0.01 pts | ₹11.7 Cr | down ₹83 L | Trimmed |
| IndusInd Bank Limited | 0.80% | down 0.03 pts | ₹10.7 Cr | down ₹1.4 Cr | Trimmed |
| Seshaasai Technologies Limited | 0.76% | up 0.02 pts | ₹10.2 Cr | down ₹63 L | Trimmed |
| HDFC Life Insurance Company Limited | 0.74% | down 0.72 pts | ₹9.9 Cr | down ₹11.3 Cr | Trimmed |
| Sundaram Finance Limited | 0.70% | up 0.03 pts | ₹9.4 Cr | down ₹40 L | Trimmed |
| National Stock Exchange Of India Ltd | 0.65% | up 0.65 pts | ₹8.6 Cr | up ₹8.6 Cr | New |
| CreditAccess Grameen Limited | 0.63% | up 0.48 pts | ₹8.5 Cr | up ₹6.2 Cr | Added |
| One 97 Communications Limited | 0.63% | up 0.63 pts | ₹8.4 Cr | up ₹8.4 Cr | New |
| India Shelter Finance Corporation Limited | 0.51% | up 0.03 pts | ₹6.8 Cr | down ₹15 L | Trimmed |
| ICICI Prudential Asset Management Company Limited | 0.47% | up 0.05 pts | ₹6.3 Cr | up ₹14 L | Added |
| Cholamandalam Financial Holdings Limited | 0.47% | up 0.01 pts | ₹6.2 Cr | down ₹45 L | Trimmed |
| SBI Cards and Payment Services Limited | 0.43% | up 0.43 pts | ₹5.8 Cr | up ₹5.8 Cr | New |
| L&T Finance Limited | 0.25% | up 0.25 pts | ₹3.3 Cr | up ₹3.3 Cr | New |
| PB Fintech Limited | 0.08% | up 0.01 pts | ₹1.1 Cr | up ₹13 L | Added |
| HDB Financial Services Limited | 0.03% | down <0.01 pts | ₹37 L | down ₹4 L | Trimmed |
What changed, Aug 2026 to Sep 2026
New New positions (5)
- Bandhan Bank Limited0.9% · ₹12.5 Cr
- National Stock Exchange Of India Ltd0.6% · ₹8.6 Cr
- One 97 Communications Limited0.6% · ₹8.4 Cr
- SBI Cards and Payment Services Limited0.4% · ₹5.8 Cr
- L&T Finance Limited0.2% · ₹3.3 Cr
Exited Exited (1)
- AU Small Finance Bank Limitedwas 0.3% · ₹3.7 Cr
Added Biggest additions
- BSE Limitedup ₹12.1 Cr (+0.93% pts)
- CreditAccess Grameen Limitedup ₹6.2 Cr (+0.48% pts)
- SBI Life Insurance Company Limitedup ₹3.9 Cr (+0.57% pts)
- Shriram Transport Finance Company Limitedup ₹3.1 Cr (+0.57% pts)
- ICICI Lombard General Insurance Company Limitedup ₹35 L (+0.16% pts)
- ICICI Prudential Asset Management Company Limitedup ₹14 L (+0.05% pts)
- PB Fintech Limitedup ₹13 L (+0.01% pts)
Trimmed Biggest reductions
- ICICI Bank Limiteddown ₹28.4 Cr (−1.15% pts)
- Multi Commodity Exchange of India Limiteddown ₹20.5 Cr (−1.33% pts)
- Axis Bank Limiteddown ₹14.5 Cr (−0.23% pts)
- State Bank of Indiadown ₹14 Cr (−0.19% pts)
- HDFC Life Insurance Company Limiteddown ₹11.3 Cr (−0.72% pts)
- Cholamandalam Investment and Finance Company Limiteddown ₹11.3 Cr (−0.70% pts)
- Max Financial Services Limiteddown ₹8.6 Cr (−0.50% pts)
- Bajaj Finance Limiteddown ₹6.9 Cr (−0.08% pts)
- Kotak Mahindra Bank Limiteddown ₹3.9 Cr (+0.50% pts)
- Bajaj Finserv Limiteddown ₹3.4 Cr (−0.12% pts)
Sectors
Which sectors the fund is moving towards and away from, and where its money sits now. Shares are of the fund’s classified equity holdings, so they add up to 100%.
Where the weight moved
Compared with
Since Aug 2026, the weight rose most in Financial Technology (fintech) (+0.6 pts) and Finance (+0.5 pts), and fell most in Insurance (−0.9 pts) and Banks (−0.4 pts).
- Financial Technology (fintech)0.8% → 1.5%+0.6 pts
- Finance17.7% → 18.2%+0.5 pts
- Capital Markets5.2% → 5.4%+0.1 pts
- Insurance10.5% → 9.6%−0.9 pts
- Banks65.8% → 65.4%−0.4 pts
A sector’s weight changes when the fund buys or sells, and also when its shares rise or fall in price, so a change is not by itself a sign of buying or selling.
Main sectors’ weights over time
| Sector | Sep 2023 | Jun 2025 | Mar 2026 | Jun 2026 | Aug 2026 | Sep 2026 |
|---|---|---|---|---|---|---|
| Banks | 66.3% | 63.0% | 63.8% | 62.6% | 65.8% | 65.4% |
| Finance | 17.3% | 22.9% | 22.2% | 23.9% | 17.7% | 18.2% |
| Insurance | 11.6% | 8.2% | 8.4% | 9.7% | 10.5% | 9.6% |
| Capital Markets | 2.8% | 5.9% | 5.0% | 2.8% | 5.2% | 5.4% |
| Financial Technology (fintech) | 2.0% | — | 0.5% | 1.0% | 0.8% | 1.5% |
Allocation in Sep 2026change vs Aug 2026
- Banks (9)65.4%▼ 0.4 pts
- Finance (13)18.2%▲ 0.5 pts
- Insurance (6)9.6%▼ 0.9 pts
- Capital Markets (6)5.4%▲ 0.1 pts
- Financial Technology (fintech) (3)1.5%▲ 0.6 pts
Cash and debt
The share of the portfolio not in shares: cash and net receivables, money-market instruments and bonds, as disclosed each month. Cash can dip below zero when payables, often on derivative positions, exceed it. A change here describes what the fund did; it is not a signal. More on reading cash.
Cash & debt, Sep 2026
1.3%
▼ 2.5 pts vs Aug 2026
- Cash alone
- 1.3%
- cash and net receivables
- A year earlier
- —
- no disclosure
- Last 12 months
- 1.0% – 3.7%
- lowest to highest · record 5.7% in Jul 2020
History
Disclosed portfolio value by month, with the stocks the fund entered and exited against its previous disclosure. Every month is a link to that portfolio.
The last 24 months
| Month | Portfolio value | Stocks | Entered | Exited | Cash | Cash & debt | Turnover |
|---|---|---|---|---|---|---|---|
| Sep 2026 | ₹1,339 Cr | 37 | 5 | 1 | 1.3% | 1.3% | — |
| Aug 2026 | ₹1,452 Cr | 33 | 4 | 0 | 3.7% | 3.7% | — |
| Jul 2026 | ₹1,440 Cr | 29 | 3 | 2 | 3.6% | 3.6% | — |
| Jun 2026 | ₹1,430 Cr | 28 | 2 | 2 | 2.5% | 2.5% | — |
| May 2026 | ₹1,340 Cr | 28 | 2 | 1 | 2.2% | 2.2% | — |
| Apr 2026 | ₹1,350 Cr | 27 | 1 | 5 | 3.1% | 3.1% | — |
| Mar 2026 | ₹1,213 Cr | 31 | 0 | 1 | 2.8% | 2.8% | — |
| Feb 2026 | ₹1,425 Cr | 32 | 1 | 0 | 3.3% | 3.3% | — |
| Jan 2026 | ₹1,400 Cr | 31 | 0 | 2 | 2.6% | 2.6% | — |
| Dec 2025 | ₹1,382 Cr | 33 | 1 | 0 | 1.8% | 1.8% | — |
| Nov 2025 | ₹1,386 Cr | 32 | 1 | 1 | 1.8% | 1.8% | — |
| Oct 2025 | ₹1,347 Cr | 32 | 6 | 5 | 1.0% | 1.0% | — |
| Jun 2025 | ₹1,356 Cr | 31 | 1 | 3 | 1.8% | 1.8% | — |
| Apr 2025 | ₹1,264 Cr | 33 | 2 | 0 | 1.6% | 1.7% | — |
| Mar 2025 | ₹1,211 Cr | 31 | 0 | 1 | 2.4% | 2.3% | — |
| Feb 2025 | ₹1,107 Cr | 32 | 1 | 2 | 4.5% | 4.5% | — |
| Jan 2025 | ₹1,128 Cr | 33 | 1 | 2 | 2.3% | 2.7% | — |
| Dec 2024 | ₹1,154 Cr | 34 | 0 | 0 | 3.4% | 3.8% | — |
| Nov 2024 | ₹1,170 Cr | 34 | 0 | 0 | 3.1% | 3.4% | — |
| Oct 2024 | ₹1,159 Cr | 34 | 1 | 1 | 0.7% | 1.1% | — |
| Sep 2024 | ₹1,192 Cr | 34 | 2 | 1 | 3.6% | 4.0% | — |
| Aug 2024 | ₹1,150 Cr | 33 | 2 | 0 | 0.7% | 1.1% | — |
| Jul 2024 | ₹1,145 Cr | 31 | 5 | 5 | 3.0% | 3.3% | — |
| Apr 2024 | ₹1,080 Cr | 31 | 1 | 1 | 2.3% | 2.7% | — |
For any of the 71 earlier months, choose it in “Portfolio as of” at the top of the page.