Loading…
Sectoral / Thematic · UTI Mutual Fund · AMFI code 102401UTI - Banking and Financial Services Fund
Disclosed for 95 months, Jul 2017 to Sep 2026.
Portfolio value
₹1,386 Cr
up ₹39.1 Cr vs Oct 2025
UTI - Banking and Financial Services Fund is an active equity fund in the Sectoral / Thematic category from UTI Mutual Fund. In November 2025 it disclosed 32 stocks worth ₹1,386 Cr, up ₹39.1 Cr from Oct 2025. Its largest positions were ICICI Bank Limited (18.6%), HDFC Bank Limited (15.8%), Axis Bank Limited (8.5%); the ten largest together made up 75.0% of the portfolio, and Banks was the biggest sector at 68.5% of its equity. Cash and debt stood at 1.8%. Compared with Oct 2025 the fund entered 1 new stock and exited 1.
Against 229 other Sectoral / Thematic funds
Concentration
96%
Top-10 weight is higher than 96% of peers
Breadth
19%
Holds more stocks than 19% of peers
Cash
26%
Holds more cash than 26% of peers
What these mean: concentration · cash
Holdings in November 2025
Download CSVEvery line the fund disclosed, with the change against Oct 2025. Click a column to sort; click a company to see every fund that owns it. New to these? How to read a portfolio.
| ICICI Bank Limited | 18.56% | up 0.06 pts | ₹257 Cr | up ₹8.1 Cr | Added |
| HDFC Bank Limited | 15.81% | down 0.13 pts | ₹219 Cr | up ₹4.4 Cr | Added |
| Axis Bank Limited | 8.54% | up 0.07 pts | ₹118 Cr | up ₹4.3 Cr | Added |
| Kotak Mahindra Bank Limited | 8.43% | down 0.15 pts | ₹117 Cr | up ₹1.2 Cr | Added |
| State Bank of India | 6.00% | up 0.09 pts | ₹83.2 Cr | up ₹3.6 Cr | Added |
| Bajaj Finance Limited | 5.99% | down 0.36 pts | ₹83 Cr | down ₹2.5 Cr | Trimmed |
| Shriram Transport Finance Company Limited Shriram Finance Limited · history in this fund | 3.07% | up 0.01 pts | ₹42.6 Cr | up ₹1.4 Cr | Added |
| Karur Vysya Bank Limited | 3.04% | down 0.21 pts | ₹42.2 Cr | down ₹1.6 Cr | Trimmed |
| Max Financial Services Limited | 2.95% | up 0.19 pts | ₹40.9 Cr | up ₹3.7 Cr | Added |
| Ujjivan Small Finance Bank Limited | 2.57% | up 0.05 pts | ₹35.6 Cr | up ₹1.7 Cr | Added |
| HDFC Life Insurance Company Limited | 2.48% | up 0.04 pts | ₹34.4 Cr | up ₹1.5 Cr | Added |
| Multi Commodity Exchange of India Limited | 2.18% | up 0.12 pts | ₹30.2 Cr | up ₹2.5 Cr | Added |
| REC Limited | 2.17% | down 0.15 pts | ₹30 Cr | down ₹1.2 Cr | Trimmed |
| Cash, TREPS & receivables | 1.75% | up 0.80 pts | ₹24.3 Cr | up ₹11.5 Cr | Added |
| India Shelter Finance Corporation Limited | 1.75% | down 0.06 pts | ₹24.2 Cr | down ₹9 L | Held |
| Aavas Financiers Limited | 1.67% | down 0.16 pts | ₹23.2 Cr | down ₹1.6 Cr | Trimmed |
| ICICI Lombard General Insurance Company Limited | 1.42% | down 0.06 pts | ₹19.7 Cr | down ₹23 L | Trimmed |
| Bajaj Finserv Limited | 1.27% | down 0.03 pts | ₹17.6 Cr | up ₹5 L | Held |
| Indian Bank | 1.26% | down 0.82 pts | ₹17.4 Cr | down ₹10.5 Cr | Trimmed |
| SBI Life Insurance Company Limited | 1.13% | down 0.03 pts | ₹15.7 Cr | up ₹8 L | Added |
| Bank of Baroda | 1.05% | up 1.05 pts | ₹14.5 Cr | up ₹14.5 Cr | New |
| Cholamandalam Investment and Finance Company Limited | 0.97% | down 0.01 pts | ₹13.5 Cr | up ₹30 L | Added |
| ARMAN FINANCIAL SERVICES LTD | 0.95% | down 0.12 pts | ₹13.1 Cr | down ₹1.3 Cr | Trimmed |
| The Federal Bank Limited | 0.90% | up 0.56 pts | ₹12.4 Cr | up ₹7.8 Cr | Added |
| IndusInd Bank Limited | 0.73% | up 0.03 pts | ₹10.2 Cr | up ₹76 L | Added |
| HDFC Asset Management Company Limited | 0.71% | down 0.03 pts | ₹9.9 Cr | down ₹6 L | Trimmed |
| Seshaasai Technologies Limited | 0.65% | down 0.19 pts | ₹9 Cr | down ₹2.2 Cr | Trimmed |
| CreditAccess Grameen Limited | 0.48% | down 0.05 pts | ₹6.6 Cr | down ₹43 L | Trimmed |
| AU Small Finance Bank Limited | 0.45% | up 0.02 pts | ₹6.2 Cr | up ₹51 L | Added |
| KFin Technologies Limited | 0.44% | down 0.03 pts | ₹6.2 Cr | down ₹24 L | Trimmed |
| HDB Financial Services Limited | 0.26% | up 0.01 pts | ₹3.7 Cr | up ₹17 L | Added |
| Tata Capital Limited | 0.19% | down 0.16 pts | ₹2.6 Cr | down ₹2.1 Cr | Trimmed |
| Prudent Corporate Advisory Services Limited | 0.16% | down 0.01 pts | ₹2.3 Cr | down ₹8 L | Trimmed |
What changed, Oct 2025 to Nov 2025
New New positions (1)
- Bank of Baroda1.0% · ₹14.5 Cr
Exited Exited (1)
- National Securities Depository Limitedwas 0.4% · ₹4.9 Cr
Added Biggest additions
- ICICI Bank Limitedup ₹8.1 Cr (+0.06% pts)
- The Federal Bank Limitedup ₹7.8 Cr (+0.56% pts)
- HDFC Bank Limitedup ₹4.4 Cr (−0.13% pts)
- Axis Bank Limited
Sectors
Which sectors the fund is moving towards and away from, and where its money sits now. Shares are of the fund’s classified equity holdings, so they add up to 100%.
Where the weight moved
Compared with
Since Oct 2025, the weight rose most in Banks (+1.2 pts) and Insurance (+0.2 pts), and fell most in Finance (−0.9 pts) and Capital Markets (−0.3 pts).
- Banks67.4% → 68.5%+1.2 pts
- Insurance7.9% → 8.1%+0.2 pts
- Finance20.0% → 19.1%−0.9 pts
- Capital Markets3.8% → 3.6%−0.3 pts
- Financial Technology (fintech)0.8% → 0.7%−0.2 pts
A sector’s weight changes when the fund buys or sells, and also when its shares rise or fall in price, so a change is not by itself a sign of buying or selling.
Main sectors’ weights over time
| Sector | Nov 2022 | Nov 2024 | Apr 2025 | Jun 2025 | Oct 2025 | Nov 2025 |
|---|---|---|---|---|---|---|
| Banks | 71.9% | 60.1% | 62.7% | 63.0% | 67.4% | 68.5% |
| Finance | 17.0% | 23.5% | 25.4% | 22.9% | 20.0% | 19.1% |
| Insurance | 6.6% | 7.9% | 7.5% | 8.2% | 7.9% | 8.1% |
| Capital Markets | 3.9% | 8.5% | 4.3% | 5.9% | 3.8% | 3.6% |
| Financial Technology (fintech) | 0.5% | — | — | — | 0.8% | 0.7% |
Allocation in Nov 2025change vs Oct 2025
- Banks (12)68.5%▲ 1.2 pts
- Finance (11)19.1%▼ 0.9 pts
- Insurance (4)8.1%▲ 0.2 pts
- Capital Markets (4)3.6%▼ 0.3 pts
Cash and debt
The share of the portfolio not in shares: cash and net receivables, money-market instruments and bonds, as disclosed each month. Cash can dip below zero when payables, often on derivative positions, exceed it. A change here describes what the fund did; it is not a signal. More on reading cash.
Cash & debt, Nov 2025
1.8%
▲ 0.8 pts vs Oct 2025
- Cash alone
- 1.8%
- cash and net receivables
- A year earlier
- 3.4%
- Nov 2024 · now ▼ 1.7 pts
- Last 12 months
- 1.0% – 4.5%
- lowest to highest · record 5.7% in Jul 2020
History
Disclosed portfolio value by month, with the stocks the fund entered and exited against its previous disclosure. Every month is a link to that portfolio.