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Sectoral / Thematic · UTI Mutual Fund · AMFI code 102401UTI - Banking and Financial Services Fund
Disclosed for 95 months, Jul 2017 to Sep 2026.
Portfolio value
₹1,128 Cr
down ₹26.5 Cr vs Dec 2024
UTI - Banking and Financial Services Fund is an active equity fund in the Sectoral / Thematic category from UTI Mutual Fund. In January 2025 it disclosed 33 stocks worth ₹1,128 Cr, down ₹26.5 Cr from Dec 2024. Its largest positions were ICICI Bank Limited (18.6%), HDFC Bank Limited (15.2%), Axis Bank Limited (5.9%); the ten largest together made up 68.0% of the portfolio, and Banks was the biggest sector at 60.7% of its equity. Cash and debt stood at 2.7%. Compared with Dec 2024 the fund entered 1 new stock and exited 2.
Against 229 other Sectoral / Thematic funds
Concentration
93%
Top-10 weight is higher than 93% of peers
Breadth
19%
Holds more stocks than 19% of peers
Cash
37%
Holds more cash than 37% of peers
What these mean: concentration · cash
Holdings in January 2025
Download CSVEvery line the fund disclosed, with the change against Dec 2024. Click a column to sort; click a company to see every fund that owns it. New to these? How to read a portfolio.
| ICICI Bank Limited | 18.61% | up 0.01 pts | ₹210 Cr | down ₹4.8 Cr | Trimmed |
| HDFC Bank Limited | 15.15% | down 0.30 pts | ₹171 Cr | down ₹7.5 Cr | Trimmed |
| Axis Bank Limited | 5.86% | up 0.14 pts | ₹66.1 Cr | up ₹6 L | Held |
| State Bank of India | 5.14% | down 0.03 pts | ₹58 Cr | down ₹1.7 Cr | Trimmed |
| Shriram Transport Finance Company Limited Shriram Finance Limited · history in this fund | 4.74% | down 0.18 pts | ₹53.5 Cr | down ₹3.4 Cr | Trimmed |
| India Shelter Finance Corporation Limited | 4.19% | down 0.17 pts | ₹47.3 Cr | down ₹3.1 Cr | Trimmed |
| Karur Vysya Bank Limited | 3.96% | up 0.43 pts | ₹44.7 Cr | up ₹4 Cr | Added |
| HDFC Life Insurance Company Limited | 3.95% | up 0.22 pts | ₹44.5 Cr | up ₹1.5 Cr | Added |
| REC Limited | 3.32% | down 0.29 pts | ₹37.5 Cr | down ₹4.2 Cr | Trimmed |
| Max Financial Services Limited | 3.11% | up 0.08 pts | ₹35 Cr | up ₹6 L | Held |
| Bajaj Finance Limited | 2.95% | up 0.46 pts | ₹33.3 Cr | up ₹4.5 Cr | Added |
| Indian Bank | 2.91% | up 0.20 pts | ₹32.8 Cr | up ₹1.5 Cr | Added |
| Nippon Life India Asset Management Limited | 2.82% | down 0.61 pts | ₹31.8 Cr | down ₹7.8 Cr | Trimmed |
| Kotak Mahindra Bank Limited | 2.76% | up 0.23 pts | ₹31.2 Cr | up ₹1.9 Cr | Added |
| Bajaj Finserv Limited | 2.57% | up 0.30 pts | ₹29 Cr | up ₹2.8 Cr | Added |
| Cash, TREPS & receivables | 2.26% | down 1.16 pts | ₹25.5 Cr | down ₹14 Cr | Trimmed |
| ICICI Securities Limited | 1.94% | down 0.02 pts | ₹21.9 Cr | down ₹73 L | Trimmed |
| Multi Commodity Exchange of India Limited | 1.78% | up 1.10 pts | ₹20.1 Cr | up ₹12.2 Cr | Added |
| IndusInd Bank Limited | 1.52% | up 0.54 pts | ₹17.2 Cr | up ₹5.8 Cr | Added |
| The Federal Bank Limited | 1.34% | down 0.06 pts | ₹15.2 Cr | down ₹1 Cr | Trimmed |
| Equitas Small Finance Bank Limited | 1.18% | up 0.82 pts | ₹13.3 Cr | up ₹9.2 Cr | Added |
| Aavas Financiers Limited | 1.17% | up 1.17 pts | ₹13.1 Cr | up ₹13.1 Cr | New |
| ARMAN FINANCIAL SERVICES LTD | 1.16% | up 0.16 pts | ₹13 Cr | up ₹1.5 Cr | Added |
| BSE Limited | 1.01% | up 1.01 pts | ₹11.4 Cr | up ₹11.4 Cr | Added |
| Cholamandalam Investment and Finance Company Limited | 0.88% | up 0.09 pts | ₹10 Cr | up ₹77 L | Added |
| KFin Technologies Limited | 0.87% | down 1.51 pts | ₹9.9 Cr | down ₹17.6 Cr | Trimmed |
| LIC Housing Finance Limited | 0.84% | up 0.02 pts | ₹9.5 Cr | up ₹0 L | Held |
| CSB Bank Limited | 0.53% | up <0.01 pts | ₹5.9 Cr | down ₹14 L | Trimmed |
| CreditAccess Grameen Limited | 0.47% | up 0.10 pts | ₹5.4 Cr | up ₹1 Cr | Added |
| 364 DAYS T - BILL Debt | 0.40% | up 0.01 pts | ₹4.5 Cr | up ₹2 L | Added |
| Indian Energy Exchange Limited | 0.34% | down 0.01 pts | ₹3.8 Cr | down ₹16 L | Trimmed |
| Prudent Corporate Advisory Services Limited | 0.17% | down 0.05 pts | ₹1.9 Cr | down ₹65 L | Trimmed |
| DCB Bank Limited | 0.08% | up <0.01 pts | ₹90 L | down ₹1 L | Trimmed |
| Cholamandalam Financial Holdings Limited | <0.01% | down 0.72 pts | ₹4 L | down ₹8.4 Cr | Trimmed |
| ICICI Lombard General Insurance Company Limited | <0.01% | down 0.69 pts | ₹0 L | down ₹7.9 Cr | Trimmed |
What changed, Dec 2024 to Jan 2025
New New positions (1)
- Aavas Financiers Limited1.2% · ₹13.1 Cr
Exited Exited (2)
- Bajaj Housing Finance Limitedwas 1.1% · ₹12.5 Cr
- Indian Renewable Energy Development Agency Limitedwas 0.2% · ₹2.2 Cr
Added Biggest additions
- Multi Commodity Exchange of India Limitedup ₹12.2 Cr (+1.10% pts)
- BSE Limitedup ₹11.4 Cr (+1.01% pts)
- Equitas Small Finance Bank Limited
Sectors
Which sectors the fund is moving towards and away from, and where its money sits now. Shares are of the fund’s classified equity holdings, so they add up to 100%.
Where the weight moved
Compared with
Since Dec 2024, the weight rose most in Banks (+1.3 pts), and fell most in Finance (−0.6 pts) and Insurance (−0.5 pts).
- Banks59.3% → 60.7%+1.3 pts
- Finance23.6% → 22.9%−0.6 pts
- Insurance7.7% → 7.2%−0.5 pts
- Capital Markets9.4% → 9.2%−0.2 pts
A sector’s weight changes when the fund buys or sells, and also when its shares rise or fall in price, so a change is not by itself a sign of buying or selling.
Main sectors’ weights over time
| Sector | Jan 2022 | Dec 2023 | Jul 2024 | Oct 2024 | Dec 2024 | Jan 2025 |
|---|---|---|---|---|---|---|
| Banks | 73.3% | 61.5% | 63.8% | 55.9% | 59.3% | 60.7% |
| Finance | 14.7% | 21.0% | 21.6% | 24.5% | 23.6% | 22.9% |
| Capital Markets | 2.5% | 7.1% | 8.0% | 10.8% | 9.4% | 9.2% |
| Insurance | 8.1% | 7.7% | 6.6% | 8.9% | 7.7% | 7.2% |
Allocation in Jan 2025change vs Dec 2024
- Banks (12)60.7%▲ 1.3 pts
- Finance (11)22.9%▼ 0.6 pts
- Capital Markets (7)9.2%▼ 0.2 pts
- Insurance (3)7.2%▼ 0.5 pts
Cash and debt
The share of the portfolio not in shares: cash and net receivables, money-market instruments and bonds, as disclosed each month. Cash can dip below zero when payables, often on derivative positions, exceed it. A change here describes what the fund did; it is not a signal. More on reading cash.
Cash & debt, Jan 2025
2.7%
▼ 1.2 pts vs Dec 2024
- Cash alone
- 2.3%
- cash and net receivables
- A year earlier
- —
- no disclosure
- Last 12 months
- 0.9% – 4.0%
- lowest to highest · record 5.7% in Jul 2020
History
Disclosed portfolio value by month, with the stocks the fund entered and exited against its previous disclosure. Every month is a link to that portfolio.