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Sectoral / Thematic · UTI Mutual Fund · AMFI code 102401UTI - Banking and Financial Services Fund
Disclosed for 95 months, Jul 2017 to Sep 2026.
Portfolio value
₹1,264 Cr
up ₹52.5 Cr vs Mar 2025
UTI - Banking and Financial Services Fund is an active equity fund in the Sectoral / Thematic category from UTI Mutual Fund. In April 2025 it disclosed 33 stocks worth ₹1,264 Cr, up ₹52.5 Cr from Mar 2025. Its largest positions were ICICI Bank Limited (20.9%), HDFC Bank Limited (15.3%), Axis Bank Limited (6.3%); the ten largest together made up 72.8% of the portfolio, and Banks was the biggest sector at 62.7% of its equity. Cash and debt stood at 1.7%. Compared with Mar 2025 the fund entered 2 new stocks and exited 0.
Against 229 other Sectoral / Thematic funds
Concentration
94%
Top-10 weight is higher than 94% of peers
Breadth
19%
Holds more stocks than 19% of peers
Cash
24%
Holds more cash than 24% of peers
What these mean: concentration · cash
Holdings in April 2025
Download CSVEvery line the fund disclosed, with the change against Mar 2025. Click a column to sort; click a company to see every fund that owns it. New to these? How to read a portfolio.
| ICICI Bank Limited | 20.92% | up 0.30 pts | ₹264 Cr | up ₹14.6 Cr | Added |
| HDFC Bank Limited | 15.32% | up 0.14 pts | ₹194 Cr | up ₹9.7 Cr | Added |
| Axis Bank Limited | 6.28% | up 0.19 pts | ₹79.4 Cr | up ₹5.6 Cr | Added |
| Bajaj Finance Limited | 5.76% | down 0.39 pts | ₹72.8 Cr | down ₹1.7 Cr | Trimmed |
| Shriram Transport Finance Company Limited Shriram Finance Limited · history in this fund | 4.76% | down 0.57 pts | ₹60.2 Cr | down ₹4.4 Cr | Trimmed |
| State Bank of India | 4.68% | down 0.10 pts | ₹59.1 Cr | up ₹1.3 Cr | Added |
| India Shelter Finance Corporation Limited | 4.61% | up 0.02 pts | ₹58.2 Cr | up ₹2.6 Cr | Added |
| Kotak Mahindra Bank Limited | 3.91% | down 0.10 pts | ₹49.4 Cr | up ₹83 L | Added |
| Karur Vysya Bank Limited | 3.31% | up 0.07 pts | ₹41.8 Cr | up ₹2.5 Cr | Added |
| Max Financial Services Limited | 3.24% | up 0.27 pts | ₹41 Cr | up ₹4.9 Cr | Added |
| HDFC Life Insurance Company Limited | 3.05% | down 0.90 pts | ₹38.5 Cr | down ₹9.3 Cr | Trimmed |
| REC Limited | 2.77% | down 0.18 pts | ₹35 Cr | down ₹76 L | Trimmed |
| Indian Bank | 2.65% | up <0.01 pts | ₹33.4 Cr | up ₹1.4 Cr | Added |
| Bajaj Finserv Limited | 2.58% | down 0.19 pts | ₹32.6 Cr | down ₹93 L | Trimmed |
| Ujjivan Small Finance Bank Limited | 2.18% | up 2.18 pts | ₹27.6 Cr | up ₹27.6 Cr | New |
| Aavas Financiers Limited | 1.82% | down 0.02 pts | ₹23 Cr | up ₹74 L | Added |
| Multi Commodity Exchange of India Limited | 1.70% | up 0.16 pts | ₹21.4 Cr | up ₹2.9 Cr | Added |
| Cash, TREPS & receivables | 1.65% | down 0.69 pts | ₹20.9 Cr | down ₹7.5 Cr | Trimmed |
| ARMAN FINANCIAL SERVICES LTD | 1.15% | up 0.16 pts | ₹14.5 Cr | up ₹2.5 Cr | Added |
| SBI Life Insurance Company Limited | 1.13% | up 0.10 pts | ₹14.3 Cr | up ₹1.8 Cr | Added |
| BSE Limited | 1.08% | up 0.11 pts | ₹13.7 Cr | up ₹1.9 Cr | Added |
| Equitas Small Finance Bank Limited | 1.06% | up 0.15 pts | ₹13.4 Cr | up ₹2.4 Cr | Added |
| Cholamandalam Investment and Finance Company Limited | 0.92% | down 0.06 pts | ₹11.6 Cr | down ₹22 L | Trimmed |
| IndusInd Bank Limited | 0.79% | up 0.15 pts | ₹9.9 Cr | up ₹2.2 Cr | Added |
| HDFC Asset Management Company Limited | 0.64% | up 0.64 pts | ₹8.1 Cr | up ₹8.1 Cr | New |
| CSB Bank Limited | 0.54% | up 0.06 pts | ₹6.9 Cr | up ₹99 L | Added |
| CreditAccess Grameen Limited | 0.43% | up 0.04 pts | ₹5.4 Cr | up ₹67 L | Added |
| Indian Energy Exchange Limited | 0.33% | up 0.01 pts | ₹4.2 Cr | up ₹32 L | Added |
| Nippon Life India Asset Management Limited | 0.25% | down 1.54 pts | ₹3.2 Cr | down ₹18.5 Cr | Trimmed |
| LIC Housing Finance Limited | 0.24% | up 0.01 pts | ₹3 Cr | up ₹19 L | Added |
| Prudent Corporate Advisory Services Limited | 0.16% | down 0.02 pts | ₹2 Cr | down ₹11 L | Trimmed |
| KFin Technologies Limited | 0.09% | up 0.01 pts | ₹1.2 Cr | up ₹17 L | Added |
| Cholamandalam Financial Holdings Limited | <0.01% | up <0.01 pts | ₹5 L | up ₹0 L | Added |
| ICICI Lombard General Insurance Company Limited | <0.01% | down <0.01 pts | ₹0 L | — | Held |
What changed, Mar 2025 to Apr 2025
New New positions (2)
- Ujjivan Small Finance Bank Limited2.2% · ₹27.6 Cr
- HDFC Asset Management Company Limited0.6% · ₹8.1 Cr
Exited Exited (0)
None.
Added Biggest additions
- ICICI Bank Limitedup ₹14.6 Cr (+0.30% pts)
- HDFC Bank Limitedup ₹9.7 Cr (+0.14% pts)
- Axis Bank Limitedup ₹5.6 Cr (+0.19% pts)
- Max Financial Services Limited
Sectors
Which sectors the fund is moving towards and away from, and where its money sits now. Shares are of the fund’s classified equity holdings, so they add up to 100%.
Where the weight moved
Compared with
Since Mar 2025, the weight rose most in Banks (+2.7 pts), and fell most in Finance (−1.4 pts) and Capital Markets (−0.7 pts).
- Banks60.0% → 62.7%+2.7 pts
- Finance26.8% → 25.4%−1.4 pts
- Capital Markets5.0% → 4.3%−0.7 pts
- Insurance8.2% → 7.5%−0.6 pts
A sector’s weight changes when the fund buys or sells, and also when its shares rise or fall in price, so a change is not by itself a sign of buying or selling.
Main sectors’ weights over time
| Sector | Mar 2022 | Apr 2024 | Oct 2024 | Jan 2025 | Mar 2025 | Apr 2025 |
|---|---|---|---|---|---|---|
| Banks | 73.6% | 60.7% | 55.9% | 60.7% | 60.0% | 62.7% |
| Finance | 14.7% | 22.6% | 24.5% | 22.9% | 26.8% | 25.4% |
| Insurance | 8.0% | 8.7% | 8.9% | 7.2% | 8.2% | 7.5% |
| Capital Markets | 2.3% | 7.9% | 10.8% | 9.2% | 5.0% | 4.3% |
Allocation in Apr 2025change vs Mar 2025
- Banks (11)62.7%▲ 2.7 pts
- Finance (11)25.4%▼ 1.4 pts
- Insurance (4)7.5%▼ 0.6 pts
- Capital Markets (7)4.3%▼ 0.7 pts
Cash and debt
The share of the portfolio not in shares: cash and net receivables, money-market instruments and bonds, as disclosed each month. Cash can dip below zero when payables, often on derivative positions, exceed it. A change here describes what the fund did; it is not a signal. More on reading cash.
Cash & debt, Apr 2025
1.7%
▼ 0.7 pts vs Mar 2025
- Cash alone
- 1.6%
- cash and net receivables
- A year earlier
- 2.7%
- Apr 2024 · now ▼ 1.1 pts
- Last 12 months
- 1.1% – 4.5%
- lowest to highest · record 5.7% in Jul 2020
History
Disclosed portfolio value by month, with the stocks the fund entered and exited against its previous disclosure. Every month is a link to that portfolio.