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Sectoral / Thematic · UTI Mutual Fund · AMFI code 102401UTI - Banking and Financial Services Fund
Disclosed for 95 months, Jul 2017 to Sep 2026.
Portfolio value
₹1,400 Cr
up ₹17.8 Cr vs Dec 2025
UTI - Banking and Financial Services Fund is an active equity fund in the Sectoral / Thematic category from UTI Mutual Fund. In January 2026 it disclosed 31 stocks worth ₹1,400 Cr, up ₹17.8 Cr from Dec 2025. Its largest positions were HDFC Bank Limited (14.9%), ICICI Bank Limited (13.8%), Axis Bank Limited (9.8%); the ten largest together made up 72.9% of the portfolio, and Banks was the biggest sector at 68.7% of its equity. Cash and debt stood at 2.6%. Compared with Dec 2025 the fund entered 0 new stocks and exited 2.
Against 229 other Sectoral / Thematic funds
Concentration
94%
Top-10 weight is higher than 94% of peers
Breadth
17%
Holds more stocks than 17% of peers
Cash
36%
Holds more cash than 36% of peers
What these mean: concentration · cash
Holdings in January 2026
Download CSVEvery line the fund disclosed, with the change against Dec 2025. Click a column to sort; click a company to see every fund that owns it. New to these? How to read a portfolio.
| HDFC Bank Limited | 14.94% | down 0.66 pts | ₹209 Cr | down ₹6.5 Cr | Trimmed |
| ICICI Bank Limited | 13.79% | down 4.21 pts | ₹193 Cr | down ₹55.7 Cr | Trimmed |
| Axis Bank Limited | 9.79% | up 1.29 pts | ₹137 Cr | up ₹19.6 Cr | Added |
| Kotak Mahindra Bank Limited | 9.47% | up 0.71 pts | ₹133 Cr | up ₹11.5 Cr | Added |
| State Bank of India | 6.54% | up 0.50 pts | ₹91.6 Cr | up ₹8.1 Cr | Added |
| Bajaj Finance Limited | 5.31% | down 0.40 pts | ₹74.4 Cr | down ₹4.6 Cr | Trimmed |
| Karur Vysya Bank Limited | 3.66% | up 0.41 pts | ₹51.2 Cr | up ₹6.4 Cr | Added |
| Shriram Transport Finance Company Limited Shriram Finance Limited · history in this fund | 3.64% | up 0.04 pts | ₹51 Cr | up ₹1.2 Cr | Added |
| Ujjivan Small Finance Bank Limited | 3.05% | up 0.55 pts | ₹42.7 Cr | up ₹8.1 Cr | Added |
| Multi Commodity Exchange of India Limited | 2.71% | up 0.29 pts | ₹37.9 Cr | up ₹4.5 Cr | Added |
| Cash, TREPS & receivables | 2.62% | up 0.85 pts | ₹36.7 Cr | up ₹12.2 Cr | Added |
| Max Financial Services Limited | 2.48% | down 0.42 pts | ₹34.7 Cr | down ₹5.4 Cr | Trimmed |
| HDFC Life Insurance Company Limited | 2.30% | down 0.14 pts | ₹32.2 Cr | down ₹1.6 Cr | Trimmed |
| REC Limited | 2.17% | up 0.02 pts | ₹30.3 Cr | up ₹61 L | Added |
| ICICI Lombard General Insurance Company Limited | 1.94% | up 0.52 pts | ₹27.2 Cr | up ₹7.6 Cr | Added |
| Bank of Baroda | 1.71% | up 0.53 pts | ₹24 Cr | up ₹7.7 Cr | Added |
| India Shelter Finance Corporation Limited | 1.58% | down 0.02 pts | ₹22.1 Cr | down ₹4 L | Held |
| SBI Life Insurance Company Limited | 1.57% | up 0.39 pts | ₹22 Cr | up ₹5.7 Cr | Added |
| Aavas Financiers Limited | 1.57% | down 0.02 pts | ₹21.9 Cr | down ₹4 L | Held |
| The Federal Bank Limited | 1.44% | up 0.51 pts | ₹20.1 Cr | up ₹7.3 Cr | Added |
| Indian Bank | 1.30% | up 0.09 pts | ₹18.2 Cr | up ₹1.5 Cr | Added |
| Bajaj Finserv Limited | 1.17% | down 0.07 pts | ₹16.4 Cr | down ₹73 L | Trimmed |
| Cholamandalam Investment and Finance Company Limited | 0.90% | down 0.05 pts | ₹12.6 Cr | down ₹55 L | Trimmed |
| IndusInd Bank Limited | 0.76% | up 0.02 pts | ₹10.6 Cr | up ₹38 L | Added |
| HDFC Asset Management Company Limited | 0.67% | down 0.05 pts | ₹9.3 Cr | down ₹58 L | Trimmed |
| ICICI Prudential Asset Management Company Limited | 0.64% | up 0.36 pts | ₹8.9 Cr | up ₹5.1 Cr | Added |
| Seshaasai Technologies Limited | 0.53% | down 0.05 pts | ₹7.5 Cr | down ₹60 L | Trimmed |
| CreditAccess Grameen Limited | 0.47% | up 0.01 pts | ₹6.6 Cr | up ₹26 L | Added |
| AU Small Finance Bank Limited | 0.46% | down 0.01 pts | ₹6.4 Cr | down ₹8 L | Trimmed |
| KFin Technologies Limited | 0.42% | down 0.03 pts | ₹5.9 Cr | down ₹40 L | Trimmed |
| HDB Financial Services Limited | 0.24% | down 0.02 pts | ₹3.4 Cr | down ₹28 L | Trimmed |
| Prudent Corporate Advisory Services Limited | 0.16% | down 0.01 pts | ₹2.2 Cr | down ₹14 L | Trimmed |
What changed, Dec 2025 to Jan 2026
New New positions (0)
None.
Exited Exited (2)
- ARMAN FINANCIAL SERVICES LTDwas 0.7% · ₹10 Cr
- Tata Capital Limitedwas 0.2% · ₹2.7 Cr
Added Biggest additions
- Axis Bank Limitedup ₹19.6 Cr (+1.29% pts)
- Kotak Mahindra Bank Limitedup ₹11.5 Cr (+0.71% pts)
- Ujjivan Small Finance Bank Limitedup ₹8.1 Cr (+0.55% pts)
- State Bank of India
Sectors
Which sectors the fund is moving towards and away from, and where its money sits now. Shares are of the fund’s classified equity holdings, so they add up to 100%.
Where the weight moved
Compared with
Since Dec 2025, the weight rose most in Capital Markets (+0.6 pts) and Insurance (+0.4 pts), and fell most in Finance (−1.3 pts).
- Capital Markets4.1% → 4.7%+0.6 pts
- Insurance8.1% → 8.5%+0.4 pts
- Banks68.4% → 68.7%+0.3 pts
- Finance18.8% → 17.5%−1.3 pts
A sector’s weight changes when the fund buys or sells, and also when its shares rise or fall in price, so a change is not by itself a sign of buying or selling.
Main sectors’ weights over time
| Sector | Jan 2023 | Jan 2025 | Jun 2025 | Oct 2025 | Dec 2025 | Jan 2026 |
|---|---|---|---|---|---|---|
| Banks | 70.4% | 60.7% | 63.0% | 67.4% | 68.4% | 68.7% |
| Finance | 17.0% | 22.9% | 22.9% | 20.0% | 18.8% | 17.5% |
| Insurance | 7.3% | 7.2% | 8.2% | 7.9% | 8.1% | 8.5% |
| Capital Markets | 4.0% | 9.2% | 5.9% | 3.8% | 4.1% | 4.7% |
| Financial Technology (fintech) | 1.3% | — | — | 0.8% | 0.6% | 0.5% |
Allocation in Jan 2026change vs Dec 2025
- Banks (12)68.7%▲ 0.3 pts
- Finance (9)17.5%▼ 1.3 pts
- Insurance (4)8.5%▲ 0.4 pts
- Capital Markets (5)4.7%▲ 0.6 pts
Cash and debt
The share of the portfolio not in shares: cash and net receivables, money-market instruments and bonds, as disclosed each month. Cash can dip below zero when payables, often on derivative positions, exceed it. A change here describes what the fund did; it is not a signal. More on reading cash.
Cash & debt, Jan 2026
2.6%
▲ 0.8 pts vs Dec 2025
- Cash alone
- 2.6%
- cash and net receivables
- A year earlier
- 2.7%
- Jan 2025
- Last 12 months
- 1.0% – 4.5%
- lowest to highest · record 5.7% in Jul 2020
History
Disclosed portfolio value by month, with the stocks the fund entered and exited against its previous disclosure. Every month is a link to that portfolio.