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Sectoral / Thematic · UTI Mutual Fund · AMFI code 102401UTI - Banking and Financial Services Fund
Disclosed for 95 months, Jul 2017 to Sep 2026.
Portfolio value
₹1,452 Cr
₹12.2 Cr vs Jul 2026
UTI - Banking and Financial Services Fund is an active equity fund in the Sectoral / Thematic category from UTI Mutual Fund. In August 2026 it disclosed 33 stocks worth ₹1,452 Cr, up ₹12.2 Cr from Jul 2026. Its largest positions were HDFC Bank Limited (16.2%), ICICI Bank Limited (11.5%), State Bank of India (10.2%); the ten largest together made up 76.1% of the portfolio, and Banks was the biggest sector at 65.8% of its equity. Cash and debt stood at 3.7%. Compared with Jul 2026 the fund entered 4 new stocks and exited 0.
Against 229 other Sectoral / Thematic funds
Concentration
97%
Top-10 weight is higher than 97% of peers
Breadth
19%
Holds more stocks than 19% of peers
Cash
55%
Holds more cash than 55% of peers
What these mean: concentration · cash
Holdings in August 2026
Download CSVEvery line the fund disclosed, with the change against Jul 2026. Click a column to sort; click a company to see every fund that owns it. New to these? How to read a portfolio.
| HDFC Bank Limited | 16.24% | down 1.04 pts | ₹236 Cr | down ₹13 Cr | Trimmed |
| ICICI Bank Limited | 11.53% | down 0.95 pts | ₹167 Cr | down ₹12.2 Cr | Trimmed |
| State Bank of India | 10.17% | up 1.26 pts | ₹148 Cr | up ₹19.4 Cr | Added |
| Axis Bank Limited | 10.16% | up 0.47 pts | ₹148 Cr | up ₹8 Cr | Added |
| Kotak Mahindra Bank Limited | 9.39% | up 0.58 pts | ₹136 Cr | up ₹9.5 Cr | Added |
| Bajaj Finance Limited | 5.15% | down 2.71 pts | ₹74.8 Cr | down ₹38.4 Cr | Trimmed |
| Shriram Transport Finance Company Limited Shriram Finance Limited · history in this fund | 4.04% | up 0.20 pts | ₹58.6 Cr | up ₹3.3 Cr | Added |
| Cash, TREPS & receivables | 3.74% | up 0.16 pts | ₹54.3 Cr | up ₹2.8 Cr | Added |
| Ujjivan Small Finance Bank Limited | 3.71% | down 0.12 pts | ₹53.9 Cr | down ₹1.2 Cr | Trimmed |
| SBI Life Insurance Company Limited | 3.32% | down 0.30 pts | ₹48.2 Cr | down ₹3.9 Cr | Trimmed |
| Multi Commodity Exchange of India Limited | 2.39% | up 1.45 pts | ₹34.7 Cr | up ₹21.2 Cr | Added |
| Cholamandalam Investment and Finance Company Limited | 1.71% | down 0.01 pts | ₹24.8 Cr | up ₹10 L | Held |
| Aavas Financiers Limited | 1.69% | down 0.15 pts | ₹24.6 Cr | down ₹1.9 Cr | Trimmed |
| Max Financial Services Limited | 1.69% | up 0.07 pts | ₹24.5 Cr | up ₹1.2 Cr | Added |
| ICICI Lombard General Insurance Company Limited | 1.62% | down 0.07 pts | ₹23.5 Cr | down ₹85 L | Trimmed |
| Bajaj Finserv Limited | 1.61% | down 0.44 pts | ₹23.4 Cr | down ₹6.2 Cr | Trimmed |
| HDFC Life Insurance Company Limited | 1.46% | down 0.03 pts | ₹21.2 Cr | down ₹20 L | Trimmed |
| Life Insurance Corporation Of India | 1.12% | up 1.12 pts | ₹16.3 Cr | up ₹16.3 Cr | New |
| Bank of Maharashtra | 1.05% | up 1.05 pts | ₹15.2 Cr | up ₹15.2 Cr | New |
| KFin Technologies Limited | 1.03% | up 0.03 pts | ₹15 Cr | up ₹50 L | Added |
| Aditya Birla Capital Limited | 0.99% | up 0.43 pts | ₹14.3 Cr | up ₹6.2 Cr | Added |
| Billionbrains Garage Ventures Ltd | 0.86% | up 0.12 pts | ₹12.5 Cr | up ₹1.8 Cr | Added |
| General Insurance Corporation of India | 0.86% | down 0.01 pts | ₹12.5 Cr | down ₹7 L | Trimmed |
| IndusInd Bank Limited | 0.83% | down <0.01 pts | ₹12 Cr | up ₹5 L | Held |
| Seshaasai Technologies Limited | 0.74% | up 0.02 pts | ₹10.8 Cr | up ₹42 L | Added |
| Sundaram Finance Limited | 0.68% | down 0.02 pts | ₹9.8 Cr | down ₹27 L | Trimmed |
| India Shelter Finance Corporation Limited | 0.48% | down 0.05 pts | ₹7 Cr | down ₹68 L | Trimmed |
| Cholamandalam Financial Holdings Limited | 0.46% | down 0.02 pts | ₹6.7 Cr | down ₹22 L | Trimmed |
| ICICI Prudential Asset Management Company Limited | 0.42% | down 0.01 pts | ₹6.1 Cr | down ₹10 L | Trimmed |
| BSE Limited | 0.34% | up 0.34 pts | ₹4.9 Cr | up ₹4.9 Cr | New |
| AU Small Finance Bank Limited | 0.26% | up 0.01 pts | ₹3.7 Cr | up ₹13 L | Added |
| CreditAccess Grameen Limited | 0.16% | down 0.51 pts | ₹2.3 Cr | down ₹7.3 Cr | Trimmed |
| PB Fintech Limited | 0.06% | down 0.88 pts | ₹94 L | down ₹12.7 Cr | Trimmed |
| HDB Financial Services Limited | 0.03% | up 0.03 pts | ₹41 L | up ₹41 L | New |
What changed, Jul 2026 to Aug 2026
New New positions (4)
- Life Insurance Corporation Of India1.1% · ₹16.3 Cr
- Bank of Maharashtra1.0% · ₹15.2 Cr
- BSE Limited0.3% · ₹4.9 Cr
- HDB Financial Services Limited<0.1% · ₹41 L
Exited Exited (0)
None.
Added Biggest additions
- Multi Commodity Exchange of India Limitedup ₹21.2 Cr (+1.45% pts)
- State Bank of Indiaup ₹19.4 Cr (+1.26% pts)
Sectors
Which sectors the fund is moving towards and away from, and where its money sits now. Shares are of the fund’s classified equity holdings, so they add up to 100%.
Where the weight moved
Compared with
Since Jul 2026, the weight rose most in Capital Markets (+2.0 pts) and Banks (+1.4 pts), and fell most in Finance (−3.4 pts) and Financial Technology (fintech) (−0.9 pts).
- Capital Markets3.2% → 5.2%+2.0 pts
- Banks64.4% → 65.8%+1.4 pts
- Insurance9.6% → 10.5%+0.8 pts
- Finance21.0% → 17.7%−3.4 pts
- Financial Technology (fintech)1.7% → 0.8%−0.9 pts
A sector’s weight changes when the fund buys or sells, and also when its shares rise or fall in price, so a change is not by itself a sign of buying or selling.
Main sectors’ weights over time
| Sector | Aug 2023 | Jun 2025 | Feb 2026 | May 2026 | Jul 2026 | Aug 2026 |
|---|---|---|---|---|---|---|
| Banks | 66.3% | 63.0% | 68.9% | 61.2% | 64.4% | 65.8% |
| Finance | 17.0% | 22.9% | 17.6% | 23.4% | 21.0% | 17.7% |
| Insurance | 11.8% | 8.2% | 8.3% | 10.0% | 9.6% | 10.5% |
| Capital Markets | 2.8% | 5.9% | 4.6% | 4.4% | 3.2% | 5.2% |
| Financial Technology (fintech) | 2.1% | — | 0.5% | 0.9% | 1.7% | 0.8% |
Allocation in Aug 2026change vs Jul 2026
- Banks (9)65.8%▲ 1.4 pts
- Finance (11)17.7%▼ 3.4 pts
- Insurance (6)10.5%▲ 0.8 pts
- Capital Markets (5)5.2%
Cash and debt
The share of the portfolio not in shares: cash and net receivables, money-market instruments and bonds, as disclosed each month. Cash can dip below zero when payables, often on derivative positions, exceed it. A change here describes what the fund did; it is not a signal. More on reading cash.
Cash & debt, Aug 2026
3.7%
▲ 0.2 pts vs Jul 2026
- Cash alone
- 3.7%
- cash and net receivables
- A year earlier
- —
- no disclosure
- Last 12 months
- 1.0% – 3.7%
- lowest to highest · record 5.7% in Jul 2020
History
Disclosed portfolio value by month, with the stocks the fund entered and exited against its previous disclosure. Every month is a link to that portfolio.