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Sectoral / Thematic · UTI Mutual Fund · AMFI code 102401UTI - Banking and Financial Services Fund
Disclosed for 95 months, Jul 2017 to Sep 2026.
Portfolio value
₹1,440 Cr
₹9.9 Cr vs Jun 2026
UTI - Banking and Financial Services Fund is an active equity fund in the Sectoral / Thematic category from UTI Mutual Fund. In July 2026 it disclosed 29 stocks worth ₹1,440 Cr, up ₹9.9 Cr from Jun 2026. Its largest positions were HDFC Bank Limited (17.3%), ICICI Bank Limited (12.5%), Axis Bank Limited (9.7%); the ten largest together made up 78.4% of the portfolio, and Banks was the biggest sector at 64.4% of its equity. Cash and debt stood at 3.6%. Compared with Jun 2026 the fund entered 3 new stocks and exited 2.
Against 229 other Sectoral / Thematic funds
Concentration
97%
Top-10 weight is higher than 97% of peers
Breadth
13%
Holds more stocks than 13% of peers
Cash
52%
Holds more cash than 52% of peers
What these mean: concentration · cash
Holdings in July 2026
Download CSVEvery line the fund disclosed, with the change against Jun 2026. Click a column to sort; click a company to see every fund that owns it. New to these? How to read a portfolio.
| HDFC Bank Limited | 17.28% | down 0.16 pts | ₹249 Cr | down ₹60 L | Held |
| ICICI Bank Limited | 12.47% | down 1.48 pts | ₹180 Cr | down ₹20 Cr | Trimmed |
| Axis Bank Limited | 9.69% | up 0.56 pts | ₹140 Cr | up ₹9 Cr | Added |
| State Bank of India | 8.91% | down 0.06 pts | ₹128 Cr | up ₹6 L | Held |
| Kotak Mahindra Bank Limited | 8.81% | up 1.82 pts | ₹127 Cr | up ₹26.8 Cr | Added |
| Bajaj Finance Limited | 7.86% | down 0.12 pts | ₹113 Cr | down ₹89 L | Trimmed |
| Shriram Transport Finance Company Limited Shriram Finance Limited · history in this fund | 3.84% | down 1.21 pts | ₹55.3 Cr | down ₹17 Cr | Trimmed |
| Ujjivan Small Finance Bank Limited | 3.83% | up 0.99 pts | ₹55.1 Cr | up ₹14.5 Cr | Added |
| SBI Life Insurance Company Limited | 3.62% | up 0.20 pts | ₹52.1 Cr | up ₹3.2 Cr | Added |
| Cash, TREPS & receivables | 3.58% | up 1.05 pts | ₹51.5 Cr | up ₹15.4 Cr | Added |
| Bajaj Finserv Limited | 2.06% | down 1.01 pts | ₹29.6 Cr | down ₹14.2 Cr | Trimmed |
| Aavas Financiers Limited | 1.84% | down 0.23 pts | ₹26.5 Cr | down ₹3.1 Cr | Trimmed |
| Cholamandalam Investment and Finance Company Limited | 1.72% | up 0.37 pts | ₹24.7 Cr | up ₹5.5 Cr | Added |
| ICICI Lombard General Insurance Company Limited | 1.69% | down 0.14 pts | ₹24.4 Cr | down ₹1.8 Cr | Trimmed |
| Max Financial Services Limited | 1.62% | down 0.10 pts | ₹23.4 Cr | down ₹1.3 Cr | Trimmed |
| HDFC Life Insurance Company Limited | 1.49% | down 0.08 pts | ₹21.4 Cr | down ₹1.1 Cr | Trimmed |
| KFin Technologies Limited | 1.01% | up 0.06 pts | ₹14.5 Cr | up ₹90 L | Added |
| PB Fintech Limited | 0.95% | up 0.66 pts | ₹13.6 Cr | up ₹9.5 Cr | Added |
| Multi Commodity Exchange of India Limited | 0.94% | down 0.06 pts | ₹13.5 Cr | down ₹72 L | Trimmed |
| General Insurance Corporation of India | 0.87% | down 0.02 pts | ₹12.5 Cr | down ₹24 L | Trimmed |
| IndusInd Bank Limited | 0.83% | up 0.07 pts | ₹12 Cr | up ₹1 Cr | Added |
| Billionbrains Garage Ventures Ltd | 0.74% | down 0.03 pts | ₹10.7 Cr | down ₹42 L | Trimmed |
| Seshaasai Technologies Limited | 0.72% | up 0.07 pts | ₹10.4 Cr | up ₹1.1 Cr | Added |
| Sundaram Finance Limited | 0.70% | up 0.15 pts | ₹10.1 Cr | up ₹2.2 Cr | Added |
| CreditAccess Grameen Limited | 0.66% | up 0.25 pts | ₹9.6 Cr | up ₹3.6 Cr | Added |
| Aditya Birla Capital Limited | 0.56% | up 0.01 pts | ₹8.1 Cr | up ₹25 L | Added |
| India Shelter Finance Corporation Limited | 0.53% | down 0.44 pts | ₹7.7 Cr | down ₹6.2 Cr | Trimmed |
| Cholamandalam Financial Holdings Limited | 0.48% | up 0.48 pts | ₹6.9 Cr | up ₹6.9 Cr | New |
| ICICI Prudential Asset Management Company Limited | 0.43% | up 0.43 pts | ₹6.2 Cr | up ₹6.2 Cr | New |
| AU Small Finance Bank Limited | 0.25% | up 0.25 pts | ₹3.6 Cr | up ₹3.6 Cr | New |
What changed, Jun 2026 to Jul 2026
New New positions (3)
- Cholamandalam Financial Holdings Limited0.5% · ₹6.9 Cr
- ICICI Prudential Asset Management Company Limited0.4% · ₹6.2 Cr
- AU Small Finance Bank Limited0.3% · ₹3.6 Cr
Exited Exited (2)
- REC Limitedwas 1.3% · ₹18.8 Cr
- Bank of Barodawas 1.0% · ₹13.6 Cr
Added Biggest additions
- Kotak Mahindra Bank Limitedup ₹26.8 Cr (+1.82% pts)
Sectors
Which sectors the fund is moving towards and away from, and where its money sits now. Shares are of the fund’s classified equity holdings, so they add up to 100%.
Where the weight moved
Compared with
Since Jun 2026, the weight rose most in Banks (+1.7 pts) and Financial Technology (fintech) (+0.8 pts), and fell most in Finance (−2.9 pts).
- Banks62.6% → 64.4%+1.7 pts
- Financial Technology (fintech)1.0% → 1.7%+0.8 pts
- Capital Markets2.8% → 3.2%+0.4 pts
- Finance23.9% → 21.0%−2.9 pts
A sector’s weight changes when the fund buys or sells, and also when its shares rise or fall in price, so a change is not by itself a sign of buying or selling.
Main sectors’ weights over time
| Sector | Jul 2023 | Jun 2025 | Jan 2026 | Apr 2026 | Jun 2026 | Jul 2026 |
|---|---|---|---|---|---|---|
| Banks | 66.7% | 63.0% | 68.7% | 58.5% | 62.6% | 64.4% |
| Finance | 17.2% | 22.9% | 17.5% | 24.9% | 23.9% | 21.0% |
| Insurance | 10.6% | 8.2% | 8.5% | 9.9% | 9.7% | 9.6% |
| Capital Markets | 3.5% | 5.9% | 4.7% | 5.2% | 2.8% | 3.2% |
| Financial Technology (fintech) | 1.9% | — | 0.5% | 1.5% | 1.0% | 1.7% |
Allocation in Jul 2026change vs Jun 2026
- Banks (8)64.4%▲ 1.7 pts
- Finance (10)21.0%▼ 2.9 pts
- Insurance (5)9.6%
- Capital Markets (4)3.2%▲ 0.4 pts
Cash and debt
The share of the portfolio not in shares: cash and net receivables, money-market instruments and bonds, as disclosed each month. Cash can dip below zero when payables, often on derivative positions, exceed it. A change here describes what the fund did; it is not a signal. More on reading cash.
Cash & debt, Jul 2026
3.6%
▲ 1.1 pts vs Jun 2026
- Cash alone
- 3.6%
- cash and net receivables
- A year earlier
- —
- no disclosure
- Last 12 months
- 1.0% – 3.6%
- lowest to highest · record 5.7% in Jul 2020
History
Disclosed portfolio value by month, with the stocks the fund entered and exited against its previous disclosure. Every month is a link to that portfolio.