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Sectoral / Thematic · UTI Mutual Fund · AMFI code 102401UTI - Banking and Financial Services Fund
Disclosed for 95 months, Jul 2017 to Sep 2026.
Portfolio value
₹747 Cr
up ₹36.8 Cr vs Dec 2021
- Stocks held
- 25
UTI - Banking and Financial Services Fund is an active equity fund in the Sectoral / Thematic category from UTI Mutual Fund. In January 2022 it disclosed 25 stocks worth ₹747 Cr, up ₹36.8 Cr from Dec 2021. Its largest positions were HDFC Bank Limited (20.7%), ICICI Bank Limited (18.0%), State Bank of India (10.1%); the ten largest together made up 78.9% of the portfolio, and Banks was the biggest sector at 73.3% of its equity. Cash and debt stood at 0.9%. Compared with Dec 2021 the fund entered 0 new stocks and exited 0.
Against 229 other Sectoral / Thematic funds
Concentration
97%
Top-10 weight is higher than 97% of peers
Breadth
8%
Holds more stocks than 8% of peers
Cash
12%
Holds more cash than 12% of peers
What these mean: concentration · cash
Holdings in January 2022
Download CSVEvery line the fund disclosed, with the change against Dec 2021. Click a column to sort; click a company to see every fund that owns it. New to these? How to read a portfolio.
| HDFC Bank Limited | 20.69% | down 0.98 pts | ₹155 Cr | up ₹66 L | Held |
| ICICI Bank Limited | 17.95% | up 0.23 pts | ₹134 Cr | up ₹8.3 Cr | Added |
| State Bank of India | 10.09% | up 0.69 pts | ₹75.4 Cr | up ₹8.6 Cr | Added |
| Axis Bank Limited | 9.99% | up 0.72 pts | ₹74.6 Cr | up ₹8.8 Cr | Added |
| Housing Development Finance Corporation Limited | 5.06% | down 0.40 pts | ₹37.8 Cr | down ₹98 L | Trimmed |
| Kotak Mahindra Bank Limited | 4.85% | down 0.21 pts | ₹36.2 Cr | up ₹29 L | Added |
| SBI Life Insurance Company Limited | 3.30% | down 0.13 pts | ₹24.7 Cr | up ₹27 L | Added |
| ICICI Prudential Life Insurance Company Limited | 2.44% | up 0.27 pts | ₹18.2 Cr | up ₹2.8 Cr | Added |
| ICICI Lombard General Insurance Company Limited | 2.29% | down 0.18 pts | ₹17.1 Cr | down ₹40 L | Trimmed |
| IndusInd Bank Limited | 2.22% | down 0.16 pts | ₹16.6 Cr | down ₹30 L | Trimmed |
| RBL Bank Limited | 1.99% | up 0.19 pts | ₹14.8 Cr | up ₹2.1 Cr | Added |
| Cholamandalam Investment and Finance Company Limited | 1.90% | up 0.06 pts | ₹14.2 Cr | up ₹1.2 Cr | Added |
| Bajaj Finserv Limited | 1.89% | down 0.19 pts | ₹14.1 Cr | down ₹64 L | Trimmed |
| The Federal Bank Limited | 1.89% | up 0.25 pts | ₹14.1 Cr | up ₹2.5 Cr | Added |
| Bajaj Finance Limited | 1.64% | down 0.08 pts | ₹12.3 Cr | up ₹4 L | Held |
| Karur Vysya Bank Limited | 1.53% | up 0.07 pts | ₹11.4 Cr | up ₹1.1 Cr | Added |
| PB Fintech Limited | 1.44% | down 0.28 pts | ₹10.7 Cr | down ₹1.5 Cr | Trimmed |
| DCB Bank Limited | 1.38% | up 0.16 pts | ₹10.3 Cr | up ₹1.6 Cr | Added |
| CreditAccess Grameen Limited | 1.13% | up 0.29 pts | ₹8.5 Cr | up ₹2.5 Cr | Added |
| Can Fin Homes Limited | 1.03% | up 0.17 pts | ₹7.7 Cr | up ₹1.6 Cr | Added |
| Equitas Holdings Limited | 1.03% | down 0.07 pts | ₹7.7 Cr | down ₹9 L | Trimmed |
| ICICI Securities Limited | 0.97% | down 0.43 pts | ₹7.2 Cr | down ₹2.7 Cr | Trimmed |
| Cash, TREPS & receivables | 0.95% | down 0.11 pts | ₹7.1 Cr | down ₹40 L | Trimmed |
| Mahindra & Mahindra Financial Services Limited | 0.87% | up 0.03 pts | ₹6.5 Cr | up ₹50 L | Added |
| Computer Age Management Services Limited | 0.81% | down 0.03 pts | ₹6.1 Cr | up ₹7 L | Added |
| Aditya Birla Sun Life AMC Limited | 0.70% | up 0.10 pts | ₹5.2 Cr | up ₹94 L | Added |
What changed, Dec 2021 to Jan 2022
New New positions (0)
None.
Exited Exited (0)
None.
Added Biggest additions
- Axis Bank Limitedup ₹8.8 Cr (+0.72% pts)
- State Bank of Indiaup ₹8.6 Cr (+0.69% pts)
- ICICI Bank Limitedup ₹8.3 Cr (+0.23% pts)
- ICICI Prudential Life Insurance Company Limitedup ₹2.8 Cr (+0.27% pts)
- CreditAccess Grameen Limited ₹2.5 Cr (+0.29% pts)
Sectors
Which sectors the fund is moving towards and away from, and where its money sits now. Shares are of the fund’s classified equity holdings, so they add up to 100%.
Where the weight moved
Compared with
Since Dec 2021, the weight rose most in Banks (+0.9 pts), and fell most in Capital Markets (−0.4 pts) and Financial Technology (fintech) (−0.3 pts).
- Banks72.4% → 73.3%+0.9 pts
- Capital Markets2.9% → 2.5%−0.4 pts
- Financial Technology (fintech)1.7% → 1.5%−0.3 pts
- Finance14.9% → 14.7%−0.2 pts
A sector’s weight changes when the fund buys or sells, and also when its shares rise or fall in price, so a change is not by itself a sign of buying or selling.
Main sectors’ weights over time
| Sector | Jan 2019 | Jan 2021 | Jul 2021 | Oct 2021 | Dec 2021 | Jan 2022 |
|---|---|---|---|---|---|---|
| Banks | 74.0% | 74.6% | 74.6% | 75.6% | 72.4% | 73.3% |
| Finance | 20.5% | 15.1% | 12.3% | 14.2% | 14.9% | 14.7% |
| Insurance | 2.8% | 5.4% | 9.2% | 7.8% | 8.2% | 8.1% |
| Capital Markets | 2.8% | 5.0% | 3.9% | 2.4% | 2.9% | 2.5% |
| Financial Technology (fintech) | — | — | — | — | 1.7% | 1.5% |
Allocation in Jan 2022change vs Dec 2021
- Banks (10)73.3%▲ 0.9 pts
- Finance (8)14.7%▼ 0.2 pts
- Insurance (3)8.1%▼ 0.1 pts
- Capital Markets (3)2.5%▼ 0.4 pts
Cash and debt
The share of the portfolio not in shares: cash and net receivables, money-market instruments and bonds, as disclosed each month. Cash can dip below zero when payables, often on derivative positions, exceed it. A change here describes what the fund did; it is not a signal. More on reading cash.
Cash & debt, Jan 2022
0.9%
▼ 0.1 pts vs Dec 2021
- Cash alone
- 0.9%
- cash and net receivables
- A year earlier
- 0.2%
- Jan 2021 · now ▲ 0.8 pts
- Last 12 months
- 0.7% – 2.6%
- lowest to highest · record 5.7% in Jul 2020
History
Disclosed portfolio value by month, with the stocks the fund entered and exited against its previous disclosure. Every month is a link to that portfolio.