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ELSS (tax saving) · UTI Mutual Fund · AMFI code 101834UTI - Master Equity Plan Unit Scheme
Disclosed for 136 months, Jan 2014 to Sep 2026.
Portfolio value
₹2,929 Cr
down ₹104 Cr vs Dec 2025
- Stocks held
- 62
- down 1 vs Dec 2025
- Top 10 weight
- 47.7%
- of the portfolio in its ten largest
- Cash & debt
- 4.8%
- cash, money market and debt
- Moves this month
- 1 in · 2 out
- added to 10, trimmed 40
UTI - Master Equity Plan Unit Scheme is an active equity fund in the ELSS (tax saving) category from UTI Mutual Fund. In January 2026 it disclosed 62 stocks worth ₹2,929 Cr, down ₹104 Cr from Dec 2025. Its largest positions were HDFC Bank Limited (9.1%), ICICI Bank Limited (7.2%), Infosys Limited (5.7%); the ten largest together made up 47.7% of the portfolio, and Banks was the biggest sector at 28.4% of its equity. Cash and debt stood at 4.8%. Compared with Dec 2025 the fund entered 1 new stock and exited 2.
Against 46 other ELSS (tax saving) funds
Concentration
83%
Top-10 weight is higher than 83% of peers
Breadth
70%
Holds more stocks than 70% of peers
Cash
83%
Holds more cash than 83% of peers
Holdings in January 2026
Download CSVEvery line the fund disclosed, with the change against Dec 2025. Click a column to sort; click a company to see every fund that owns it.
- Weight
- 9.14%
- Δ weight
- up 0.12 pts
- Value
- ₹268 Cr
- Δ value
- down ₹6 Cr
- Status
- Trimmed
- Weight
- 7.22%
- Δ weight
- up 0.31 pts
- Value
- ₹211 Cr
- Δ value
- up ₹1.9 Cr
- Status
- Added
- Weight
- 5.67%
- Δ weight
- up 0.28 pts
- Value
- ₹166 Cr
- Δ value
- up ₹2.6 Cr
- Status
- Added
- Weight
- 4.71%
- Δ weight
- down 0.12 pts
- Value
- ₹138 Cr
- Δ value
- down ₹8.7 Cr
- Status
- Trimmed
- Cash, TREPS & receivables
- Weight
- 4.45%
- Δ weight
- up 1.59 pts
- Value
- ₹130 Cr
- Δ value
- up ₹43.5 Cr
- Status
- Added
- Weight
- 3.96%
- Δ weight
- down 0.17 pts
- Value
- ₹116 Cr
- Δ value
- down ₹9.2 Cr
- Status
- Trimmed
- Weight
- 3.83%
- Δ weight
- down 0.33 pts
- Value
- ₹112 Cr
- Δ value
- down ₹14.1 Cr
- Status
- Trimmed
- Weight
- 3.78%
- Δ weight
- down 0.01 pts
- Value
- ₹111 Cr
- Δ value
- down ₹4.3 Cr
- Status
- Trimmed
- Weight
- 3.42%
- Δ weight
- up 0.01 pts
- Value
- ₹100 Cr
- Δ value
- down ₹3.2 Cr
- Status
- Trimmed
- Weight
- 3.04%
- Δ weight
- up 0.11 pts
- Value
- ₹89.1 Cr
- Δ value
- up ₹22 L
- Status
- Held
- Weight
- 2.88%
- Δ weight
- up 0.10 pts
- Value
- ₹84.5 Cr
- Δ value
- up ₹8 L
- Status
- Held
- Weight
- 2.25%
- Δ weight
- up 0.02 pts
- Value
- ₹65.9 Cr
- Δ value
- down ₹1.7 Cr
- Status
- Trimmed
- Weight
- 2.23%
- Δ weight
- up 0.04 pts
- Value
- ₹65.2 Cr
- Δ value
- down ₹1.1 Cr
- Status
- Trimmed
- Weight
- 1.71%
- Δ weight
- up 0.91 pts
- Value
- ₹50.2 Cr
- Δ value
- up ₹25.8 Cr
- Status
- Added
- Weight
- 1.68%
- Δ weight
- up 0.02 pts
- Value
- ₹49.3 Cr
- Δ value
- down ₹1.3 Cr
- Status
- Trimmed
- Weight
- 1.67%
- Δ weight
- up 0.03 pts
- Value
- ₹48.9 Cr
- Δ value
- down ₹73 L
- Status
- Trimmed
- Weight
- 1.62%
- Δ weight
- down 0.02 pts
- Value
- ₹47.6 Cr
- Δ value
- down ₹2.4 Cr
- Status
- Trimmed
- Weight
- 1.59%
- Δ weight
- up 0.03 pts
- Value
- ₹46.6 Cr
- Δ value
- down ₹87 L
- Status
- Trimmed
- Weight
- 1.50%
- Δ weight
- down 0.03 pts
- Value
- ₹43.9 Cr
- Δ value
- down ₹2.6 Cr
- Status
- Trimmed
- Weight
- 1.50%
- Δ weight
- down 1.24 pts
- Value
- ₹43.9 Cr
- Δ value
- down ₹39.2 Cr
- Status
- Trimmed
- Weight
- 1.50%
- Δ weight
- down 0.16 pts
- Value
- ₹43.9 Cr
- Δ value
- down ₹6.3 Cr
- Status
- Trimmed
- Weight
- 1.38%
- Δ weight
- down 0.08 pts
- Value
- ₹40.4 Cr
- Δ value
- down ₹3.9 Cr
- Status
- Trimmed
- Weight
- 1.25%
- Δ weight
- up 0.10 pts
- Value
- ₹36.7 Cr
- Δ value
- up ₹1.8 Cr
- Status
- Added
- Weight
- 1.25%
- Δ weight
- up 0.12 pts
- Value
- ₹36.7 Cr
- Δ value
- up ₹2.5 Cr
- Status
- Added
- Weight
- 1.16%
- Δ weight
- down 0.12 pts
- Value
- ₹33.9 Cr
- Δ value
- down ₹4.8 Cr
- Status
- Trimmed
- Weight
- 1.13%
- Δ weight
- up 0.02 pts
- Value
- ₹33.2 Cr
- Δ value
- down ₹67 L
- Status
- Trimmed
- Weight
- 1.08%
- Δ weight
- up 0.07 pts
- Value
- ₹31.8 Cr
- Δ value
- up ₹95 L
- Status
- Added
- Weight
- 1.07%
- Δ weight
- down 0.04 pts
- Value
- ₹31.3 Cr
- Δ value
- down ₹2.4 Cr
- Status
- Trimmed
- Weight
- 1.05%
- Δ weight
- up 0.06 pts
- Value
- ₹30.7 Cr
- Δ value
- up ₹81 L
- Status
- Added
- Weight
- 1.02%
- Δ weight
- up 0.05 pts
- Value
- ₹29.8 Cr
- Δ value
- up ₹60 L
- Status
- Added
- Weight
- 1.00%
- Δ weight
- up 0.49 pts
- Value
- ₹29.3 Cr
- Δ value
- up ₹13.9 Cr
- Status
- Added
- Weight
- 0.99%
- Δ weight
- up 0.09 pts
- Value
- ₹29.1 Cr
- Δ value
- up ₹1.7 Cr
- Status
- Added
- Weight
- 0.96%
- Δ weight
- down 0.07 pts
- Value
- ₹28.2 Cr
- Δ value
- down ₹3.1 Cr
- Status
- Trimmed
- Weight
- 0.96%
- Δ weight
- down 0.49 pts
- Value
- ₹28.2 Cr
- Δ value
- down ₹15.9 Cr
- Status
- Trimmed
- Weight
- 0.90%
- Δ weight
- down 0.02 pts
- Value
- ₹26.3 Cr
- Δ value
- down ₹1.6 Cr
- Status
- Trimmed
- Weight
- 0.90%
- Δ weight
- down 0.27 pts
- Value
- ₹26.3 Cr
- Δ value
- down ₹9.2 Cr
- Status
- Trimmed
- Weight
- 0.85%
- Δ weight
- down <0.01 pts
- Value
- ₹24.9 Cr
- Δ value
- down ₹98 L
- Status
- Trimmed
- Weight
- 0.83%
- Δ weight
- up 0.12 pts
- Value
- ₹24.4 Cr
- Δ value
- up ₹2.8 Cr
- Status
- Added
- Weight
- 0.82%
- Δ weight
- up <0.01 pts
- Value
- ₹24 Cr
- Δ value
- down ₹72 L
- Status
- Trimmed
- Weight
- 0.79%
- Δ weight
- up 0.05 pts
- Value
- ₹23.1 Cr
- Δ value
- up ₹82 L
- Status
- Added
- Weight
- 0.74%
- Δ weight
- down 0.02 pts
- Value
- ₹21.8 Cr
- Δ value
- down ₹1.5 Cr
- Status
- Trimmed
- Weight
- 0.74%
- Δ weight
- up 0.06 pts
- Value
- ₹21.6 Cr
- Δ value
- up ₹92 L
- Status
- Added
- Weight
- 0.72%
- Δ weight
- down 0.09 pts
- Value
- ₹21.2 Cr
- Δ value
- down ₹3.6 Cr
- Status
- Trimmed
- Weight
- 0.72%
- Δ weight
- up 0.10 pts
- Value
- ₹21.2 Cr
- Δ value
- up ₹2.2 Cr
- Status
- Added
- Weight
- 0.72%
- Δ weight
- up 0.32 pts
- Value
- ₹21 Cr
- Δ value
- up ₹8.9 Cr
- Status
- Added
- Weight
- 0.71%
- Δ weight
- down 0.06 pts
- Value
- ₹20.7 Cr
- Δ value
- down ₹2.6 Cr
- Status
- Trimmed
- Weight
- 0.70%
- Δ weight
- up 0.15 pts
- Value
- ₹20.5 Cr
- Δ value
- up ₹3.7 Cr
- Status
- Added
- Weight
- 0.69%
- Δ weight
- down 0.08 pts
- Value
- ₹20.2 Cr
- Δ value
- down ₹3.2 Cr
- Status
- Trimmed
- Weight
- 0.66%
- Δ weight
- down 0.04 pts
- Value
- ₹19.5 Cr
- Δ value
- down ₹2 Cr
- Status
- Trimmed
- Weight
- 0.62%
- Δ weight
- up 0.03 pts
- Value
- ₹18.1 Cr
- Δ value
- up ₹34 L
- Status
- Added
- Weight
- 0.58%
- Δ weight
- down 0.02 pts
- Value
- ₹17.1 Cr
- Δ value
- down ₹1.1 Cr
- Status
- Trimmed
- Weight
- 0.56%
- Δ weight
- down 0.06 pts
- Value
- ₹16.3 Cr
- Δ value
- down ₹2.4 Cr
- Status
- Trimmed
- Weight
- 0.45%
- Δ weight
- down <0.01 pts
- Value
- ₹13.1 Cr
- Δ value
- down ₹61 L
- Status
- Trimmed
- Weight
- 0.40%
- Δ weight
- down 0.04 pts
- Value
- ₹11.8 Cr
- Δ value
- down ₹1.5 Cr
- Status
- Trimmed
- Weight
- 0.38%
- Δ weight
- up 0.03 pts
- Value
- ₹11.3 Cr
- Δ value
- up ₹37 L
- Status
- Added
- Government of IndiaDebt
- Weight
- 0.35%
- Δ weight
- up 0.01 pts
- Value
- ₹10.4 Cr
- Δ value
- down ₹2 L
- Status
- Held
- Weight
- 0.34%
- Δ weight
- down 0.73 pts
- Value
- ₹10 Cr
- Δ value
- down ₹22.4 Cr
- Status
- Trimmed
- Weight
- 0.32%
- Δ weight
- down 0.02 pts
- Value
- ₹9.4 Cr
- Δ value
- down ₹97 L
- Status
- Trimmed
- Weight
- 0.26%
- Δ weight
- down 0.32 pts
- Value
- ₹7.5 Cr
- Δ value
- down ₹9.9 Cr
- Status
- Trimmed
- Weight
- 0.25%
- Δ weight
- up 0.01 pts
- Value
- ₹7.3 Cr
- Δ value
- down ₹4 L
- Status
- Trimmed
- Weight
- 0.19%
- Δ weight
- up 0.19 pts
- Value
- ₹5.6 Cr
- Δ value
- up ₹5.6 Cr
- Status
- New
- Weight
- 0.12%
- Δ weight
- down 0.18 pts
- Value
- ₹3.7 Cr
- Δ value
- down ₹5.7 Cr
- Status
- Trimmed
- AUTOPAL INDUSTRIES LTD.RNIT AI SOLUTIONS LIMITED · history in this fund
- Weight
- <0.01%
- Δ weight
- down 0.01 pts
- Value
- ₹1 L
- Δ value
- down ₹23 L
- Status
- Trimmed
- Weight
- 0.00%
- Δ weight
- —
- Value
- ₹0 L
- Δ value
- —
- Status
- Held
What changed, Dec 2025 to Jan 2026
New New positions (1)
- Bharat Coking Coal Limited0.2% · ₹5.6 Cr
Exited Exited (2)
- ICICI Lombard General Insurance Company Limitedwas 0.6% · ₹19.1 Cr
- Tata Capital Limitedwas 0.2% · ₹5 Cr
Added Biggest additions
- UltraTech Cement Limitedup ₹25.8 Cr (+0.91% pts)
- Mahindra & Mahindra Limitedup ₹13.9 Cr (+0.49% pts)
- Tech Mahindra Limited
Sectors
Which sectors the fund is moving towards and away from, and where its money sits now. Shares are of the fund’s classified equity holdings, so they add up to 100%.
Where the weight moved
Compared with
Since Dec 2025, the weight rose most in Banks (+1.0 pts) and Cement & Cement Products (+1.0 pts), and fell most in Diversified FMCG (−1.3 pts) and Agricultural, Commercial & Construction Vehicles (−0.7 pts).
- Banks27.4% → 28.4%+1.0 pts
- Cement & Cement Products0.8% → 1.8%+1.0 pts
- IT - Software11.2% → 12.0%+0.9 pts
- Automobiles4.8% → 5.3%+0.6 pts
- Consumable Fuels0.0% → 0.2%new+0.2 pts
- Ferrous Metals2.3% → 2.5%+0.2 pts
- Diversified FMCG2.8% → 1.6%−1.3 pts
- Agricultural, Commercial & Construction Vehicles1.1% → 0.4%−0.7 pts
- Insurance2.2% → 1.4%−0.7 pts
- Industrial Products2.4% → 2.1%−0.4 pts
- Chemicals & Petrochemicals0.6% → 0.3%−0.3 pts
- Petroleum Products6.2% → 5.9%−0.3 pts
A sector’s weight changes when the fund buys or sells, and also when its shares rise or fall in price, so a change is not by itself a sign of buying or selling.
Main sectors’ weights over time
| Sector | Jan 2023 | Jan 2025 | Jun 2025 | Oct 2025 | Dec 2025 | Jan 2026 |
|---|---|---|---|---|---|---|
| Banks | 26.7% | 25.8% | 28.6% | 27.7% | 27.4% | 28.4% |
| IT - Software | 15.4% | 13.4% | 11.8% | 11.5% | 11.2% | 12.0% |
| Retailing | 4.1% | 5.8% | 6.1% | 6.6% | 5.8% | 5.9% |
| Petroleum Products | 4.1% | 4.7% | 4.6% | 5.4% | 6.2% | 5.9% |
| Consumer Durables | 4.7% | 1.6% | 2.9% | 4.5% | 5.8% | 5.7% |
| Automobiles | 6.3% | 5.5% | 4.9% | 3.9% | 4.8% | 5.3% |
| Telecom - Services | 4.6% | 4.6% | 4.8% | 4.3% | 4.3% | 4.0% |
| Construction | 2.4% | 3.2% | 3.7% | 4.0% | 3.9% | 4.0% |
| Finance | 6.1% | 3.4% | 4.2% | 4.2% | 3.7% | 3.6% |
| Ferrous Metals | 1.1% | 2.0% | 1.0% | 2.1% | 2.3% | 2.5% |
Cash and debt
The share of the portfolio not in shares: cash and net receivables, money-market instruments and bonds, as disclosed each month. Cash can dip below zero when payables, often on derivative positions, exceed it. A change here describes what the fund did; it is not a signal.
Cash & debt, Jan 2026
4.8%
▲ 1.6 pts vs Dec 2025
- Cash alone
- 4.5%
- cash and net receivables
- A year earlier
- 2.7%
- Jan 2025 · now ▲ 2.1 pts
- Last 12 months
- 2.2% – 4.8%
- lowest to highest · record 4.8% in Jan 2026
History
Disclosed portfolio value by month, with the stocks the fund entered and exited against its previous disclosure. Every month is a link to that portfolio.