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ELSS (tax saving) · UTI Mutual Fund · AMFI code 101834UTI - Master Equity Plan Unit Scheme
Disclosed for 136 months, Jan 2014 to Sep 2026.
Portfolio value
₹3,033 Cr
down ₹22.7 Cr vs Nov 2025
- Stocks held
- 63
- up 2 vs Nov 2025
- Top 10 weight
- 47.4%
- of the portfolio in its ten largest
- Cash & debt
- 3.2%
- cash, money market and debt
- Moves this month
- 2 in · 0 out
- added to 10, trimmed 30
UTI - Master Equity Plan Unit Scheme is an active equity fund in the ELSS (tax saving) category from UTI Mutual Fund. In December 2025 it disclosed 63 stocks worth ₹3,033 Cr, down ₹22.7 Cr from Nov 2025. Its largest positions were HDFC Bank Limited (9.0%), ICICI Bank Limited (6.9%), Infosys Limited (5.4%); the ten largest together made up 47.4% of the portfolio, and Banks was the biggest sector at 27.4% of its equity. Cash and debt stood at 3.2%. Compared with Nov 2025 the fund entered 2 new stocks and exited 0.
Against 46 other ELSS (tax saving) funds
Concentration
80%
Top-10 weight is higher than 80% of peers
Breadth
72%
Holds more stocks than 72% of peers
Cash
63%
Holds more cash than 63% of peers
Holdings in December 2025
Download CSVEvery line the fund disclosed, with the change against Nov 2025. Click a column to sort; click a company to see every fund that owns it.
- Weight
- 9.02%
- Δ weight
- down 0.08 pts
- Value
- ₹274 Cr
- Δ value
- down ₹4.5 Cr
- Status
- Trimmed
- Weight
- 6.91%
- Δ weight
- down 0.35 pts
- Value
- ₹210 Cr
- Δ value
- down ₹12.3 Cr
- Status
- Trimmed
- Weight
- 5.39%
- Δ weight
- down 0.22 pts
- Value
- ₹163 Cr
- Δ value
- down ₹7.9 Cr
- Status
- Trimmed
- Weight
- 4.84%
- Δ weight
- up 0.04 pts
- Value
- ₹147 Cr
- Δ value
- up ₹27 L
- Status
- Held
- Weight
- 4.16%
- Δ weight
- down 0.06 pts
- Value
- ₹126 Cr
- Δ value
- down ₹2.9 Cr
- Status
- Trimmed
- Weight
- 4.13%
- Δ weight
- up 0.17 pts
- Value
- ₹125 Cr
- Δ value
- up ₹4.4 Cr
- Status
- Added
- Weight
- 3.79%
- Δ weight
- down 0.06 pts
- Value
- ₹115 Cr
- Δ value
- down ₹2.8 Cr
- Status
- Trimmed
- Weight
- 3.40%
- Δ weight
- down 0.15 pts
- Value
- ₹103 Cr
- Δ value
- down ₹5.3 Cr
- Status
- Trimmed
- Weight
- 2.93%
- Δ weight
- down 0.32 pts
- Value
- ₹88.9 Cr
- Δ value
- down ₹10.3 Cr
- Status
- Trimmed
- Cash, TREPS & receivables
- Weight
- 2.86%
- Δ weight
- up 1.05 pts
- Value
- ₹86.8 Cr
- Δ value
- up ₹31.3 Cr
- Status
- Added
- Weight
- 2.78%
- Δ weight
- up 0.03 pts
- Value
- ₹84.4 Cr
- Δ value
- up ₹27 L
- Status
- Held
- Weight
- 2.74%
- Δ weight
- up 0.01 pts
- Value
- ₹83.1 Cr
- Δ value
- down ₹26 L
- Status
- Held
- Weight
- 2.23%
- Δ weight
- down 0.11 pts
- Value
- ₹67.6 Cr
- Δ value
- down ₹3.8 Cr
- Status
- Trimmed
- Weight
- 2.18%
- Δ weight
- down 0.16 pts
- Value
- ₹66.3 Cr
- Δ value
- down ₹5.3 Cr
- Status
- Trimmed
- Weight
- 1.67%
- Δ weight
- up 0.05 pts
- Value
- ₹50.6 Cr
- Δ value
- up ₹1.1 Cr
- Status
- Added
- Weight
- 1.65%
- Δ weight
- down 0.01 pts
- Value
- ₹50.2 Cr
- Δ value
- down ₹79 L
- Status
- Trimmed
- Weight
- 1.65%
- Δ weight
- up 0.04 pts
- Value
- ₹50 Cr
- Δ value
- up ₹82 L
- Status
- Added
- Weight
- 1.64%
- Δ weight
- up <0.01 pts
- Value
- ₹49.6 Cr
- Δ value
- down ₹27 L
- Status
- Trimmed
- Weight
- 1.56%
- Δ weight
- up 0.07 pts
- Value
- ₹47.4 Cr
- Δ value
- up ₹1.7 Cr
- Status
- Added
- Weight
- 1.53%
- Δ weight
- up 0.11 pts
- Value
- ₹46.5 Cr
- Δ value
- up ₹2.9 Cr
- Status
- Added
- Weight
- 1.46%
- Δ weight
- down 0.02 pts
- Value
- ₹44.3 Cr
- Δ value
- down ₹85 L
- Status
- Trimmed
- Weight
- 1.45%
- Δ weight
- down 0.25 pts
- Value
- ₹44.1 Cr
- Δ value
- down ₹8.1 Cr
- Status
- Trimmed
- Weight
- 1.27%
- Δ weight
- up 0.06 pts
- Value
- ₹38.6 Cr
- Δ value
- up ₹1.4 Cr
- Status
- Added
- Weight
- 1.17%
- Δ weight
- up 0.08 pts
- Value
- ₹35.5 Cr
- Δ value
- up ₹2.3 Cr
- Status
- Added
- Weight
- 1.15%
- Δ weight
- down 0.03 pts
- Value
- ₹34.9 Cr
- Δ value
- down ₹1.2 Cr
- Status
- Trimmed
- Weight
- 1.13%
- Δ weight
- up 0.08 pts
- Value
- ₹34.2 Cr
- Δ value
- up ₹2.3 Cr
- Status
- Added
- Weight
- 1.12%
- Δ weight
- up 0.10 pts
- Value
- ₹33.8 Cr
- Δ value
- up ₹2.7 Cr
- Status
- Added
- Weight
- 1.11%
- Δ weight
- down 0.06 pts
- Value
- ₹33.8 Cr
- Δ value
- down ₹2.2 Cr
- Status
- Trimmed
- Weight
- 1.07%
- Δ weight
- up 0.17 pts
- Value
- ₹32.3 Cr
- Δ value
- up ₹4.9 Cr
- Status
- Added
- Weight
- 1.03%
- Δ weight
- up 0.06 pts
- Value
- ₹31.4 Cr
- Δ value
- up ₹1.6 Cr
- Status
- Added
- Weight
- 1.02%
- Δ weight
- up 1.02 pts
- Value
- ₹30.8 Cr
- Δ value
- up ₹30.8 Cr
- Status
- New
- Weight
- 0.98%
- Δ weight
- up 0.04 pts
- Value
- ₹29.9 Cr
- Δ value
- up ₹86 L
- Status
- Added
- Weight
- 0.96%
- Δ weight
- up 0.02 pts
- Value
- ₹29.2 Cr
- Δ value
- up ₹38 L
- Status
- Added
- Weight
- 0.92%
- Δ weight
- up 0.01 pts
- Value
- ₹28 Cr
- Δ value
- down ₹1 L
- Status
- Held
- Weight
- 0.90%
- Δ weight
- down 0.03 pts
- Value
- ₹27.3 Cr
- Δ value
- down ₹1 Cr
- Status
- Trimmed
- Weight
- 0.85%
- Δ weight
- up 0.02 pts
- Value
- ₹25.9 Cr
- Δ value
- up ₹40 L
- Status
- Added
- Weight
- 0.82%
- Δ weight
- down <0.01 pts
- Value
- ₹24.8 Cr
- Δ value
- down ₹30 L
- Status
- Trimmed
- Weight
- 0.81%
- Δ weight
- up 0.01 pts
- Value
- ₹24.7 Cr
- Δ value
- down ₹3 L
- Status
- Held
- Weight
- 0.80%
- Δ weight
- up 0.02 pts
- Value
- ₹24.4 Cr
- Δ value
- up ₹38 L
- Status
- Added
- Weight
- 0.77%
- Δ weight
- up 0.08 pts
- Value
- ₹23.4 Cr
- Δ value
- up ₹2.2 Cr
- Status
- Added
- Weight
- 0.77%
- Δ weight
- down 0.05 pts
- Value
- ₹23.3 Cr
- Δ value
- down ₹1.8 Cr
- Status
- Trimmed
- Weight
- 0.77%
- Δ weight
- up 0.01 pts
- Value
- ₹23.3 Cr
- Δ value
- up ₹6 L
- Status
- Held
- Weight
- 0.74%
- Δ weight
- up 0.01 pts
- Value
- ₹22.3 Cr
- Δ value
- up ₹15 L
- Status
- Added
- Weight
- 0.71%
- Δ weight
- down 0.07 pts
- Value
- ₹21.7 Cr
- Δ value
- down ₹2.5 Cr
- Status
- Trimmed
- Weight
- 0.71%
- Δ weight
- down 0.11 pts
- Value
- ₹21.4 Cr
- Δ value
- down ₹3.6 Cr
- Status
- Trimmed
- Weight
- 0.68%
- Δ weight
- down 0.31 pts
- Value
- ₹20.7 Cr
- Δ value
- down ₹9.8 Cr
- Status
- Trimmed
- Weight
- 0.63%
- Δ weight
- down 0.05 pts
- Value
- ₹19.1 Cr
- Δ value
- down ₹1.6 Cr
- Status
- Trimmed
- Weight
- 0.62%
- Δ weight
- down 0.38 pts
- Value
- ₹18.9 Cr
- Δ value
- down ₹11.7 Cr
- Status
- Trimmed
- Weight
- 0.62%
- Δ weight
- up 0.02 pts
- Value
- ₹18.7 Cr
- Δ value
- up ₹57 L
- Status
- Added
- Weight
- 0.60%
- Δ weight
- up 0.02 pts
- Value
- ₹18.1 Cr
- Δ value
- up ₹55 L
- Status
- Added
- Weight
- 0.58%
- Δ weight
- up <0.01 pts
- Value
- ₹17.7 Cr
- Δ value
- down ₹0 L
- Status
- Held
- Weight
- 0.57%
- Δ weight
- up 0.03 pts
- Value
- ₹17.4 Cr
- Δ value
- up ₹84 L
- Status
- Added
- Weight
- 0.55%
- Δ weight
- down 0.05 pts
- Value
- ₹16.7 Cr
- Δ value
- down ₹1.5 Cr
- Status
- Trimmed
- Weight
- 0.51%
- Δ weight
- down 0.10 pts
- Value
- ₹15.4 Cr
- Δ value
- down ₹3.2 Cr
- Status
- Trimmed
- Weight
- 0.45%
- Δ weight
- down <0.01 pts
- Value
- ₹13.7 Cr
- Δ value
- down ₹17 L
- Status
- Trimmed
- Weight
- 0.44%
- Δ weight
- up 0.01 pts
- Value
- ₹13.4 Cr
- Δ value
- up ₹9 L
- Status
- Added
- Weight
- 0.40%
- Δ weight
- up 0.02 pts
- Value
- ₹12.1 Cr
- Δ value
- up ₹56 L
- Status
- Added
- Weight
- 0.36%
- Δ weight
- down 0.02 pts
- Value
- ₹10.9 Cr
- Δ value
- down ₹74 L
- Status
- Trimmed
- Government of IndiaDebt
- Weight
- 0.34%
- Δ weight
- up <0.01 pts
- Value
- ₹10.4 Cr
- Δ value
- down ₹6 L
- Status
- Trimmed
- Weight
- 0.34%
- Δ weight
- up 0.34 pts
- Value
- ₹10.4 Cr
- Δ value
- up ₹10.4 Cr
- Status
- New
- Weight
- 0.31%
- Δ weight
- down 0.74 pts
- Value
- ₹9.3 Cr
- Δ value
- down ₹22.6 Cr
- Status
- Trimmed
- Weight
- 0.24%
- Δ weight
- up <0.01 pts
- Value
- ₹7.3 Cr
- Δ value
- up ₹3 L
- Status
- Held
- Weight
- 0.17%
- Δ weight
- up 0.01 pts
- Value
- ₹5 Cr
- Δ value
- up ₹20 L
- Status
- Added
- AUTOPAL INDUSTRIES LTD.RNIT AI SOLUTIONS LIMITED · history in this fund
- Weight
- 0.01%
- Δ weight
- down <0.01 pts
- Value
- ₹24 L
- Δ value
- down ₹3 L
- Status
- Trimmed
- Weight
- 0.00%
- Δ weight
- —
- Value
- ₹0 L
- Δ value
- —
- Status
- Held
What changed, Nov 2025 to Dec 2025
New New positions (2)
- Tata Motors Limited1.0% · ₹30.8 Cr
- PB Fintech Limited0.3% · ₹10.4 Cr
Exited Exited (0)
None.
Added Biggest additions
- Tata Motors Ltdup ₹4.9 Cr (+0.17% pts)
- Kotak Mahindra Bank Limitedup ₹4.4 Cr (+0.17% pts)
- Godrej Consumer Products Limitedup ₹2.9 Cr (+0.11% pts)
- Jindal Stainless Limited
Sectors
Which sectors the fund is moving towards and away from, and where its money sits now. Shares are of the fund’s classified equity holdings, so they add up to 100%.
Where the weight moved
Compared with
Since Nov 2025, the weight rose most in Automobiles (+1.0 pts) and Financial Technology (fintech) (+0.4 pts), and fell most in Power (−0.7 pts) and Oil (−0.4 pts).
- Automobiles3.8% → 4.8%+1.0 pts
- Financial Technology (fintech)0.0% → 0.4%new+0.4 pts
- Consumer Durables5.5% → 5.8%+0.2 pts
- Ferrous Metals2.1% → 2.3%+0.2 pts
- Petroleum Products6.0% → 6.2%+0.2 pts
- Agricultural, Commercial & Construction Vehicles0.9% → 1.1%+0.2 pts
- Power1.1% → 0.3%−0.7 pts
- Oil1.0% → 0.6%−0.4 pts
- IT - Software11.5% → 11.2%−0.3 pts
- Industrial Products2.7% → 2.4%−0.3 pts
- Banks27.6% → 27.4%−0.3 pts
- Retailing6.0% → 5.8%−0.2 pts
A sector’s weight changes when the fund buys or sells, and also when its shares rise or fall in price, so a change is not by itself a sign of buying or selling.
Main sectors’ weights over time
| Sector | Dec 2022 | Dec 2024 | Jun 2025 | Jun 2025 | Nov 2025 | Dec 2025 |
|---|---|---|---|---|---|---|
| Banks | 28.0% | 25.5% | 28.6% | 28.6% | 27.6% | 27.4% |
| IT - Software | 14.7% | 13.7% | 11.8% | 11.8% | 11.5% | 11.2% |
| Petroleum Products | 4.3% | 4.3% | 4.6% | 4.6% | 6.0% | 6.2% |
| Retailing | 4.3% | 5.9% | 6.1% | 6.1% | 6.0% | 5.8% |
| Consumer Durables | 4.8% | 2.2% | 2.9% | 2.9% | 5.5% | 5.8% |
| Automobiles | 4.3% | 5.6% | 4.9% | 4.9% | 3.8% | 4.8% |
| Telecom - Services | 4.7% | 4.9% | 4.8% | 4.8% | 4.3% | 4.3% |
| Construction | 2.3% | 3.1% | 3.7% | 3.7% | 3.9% | 3.9% |
| Finance | 6.2% | 3.0% | 4.2% | 4.2% | 3.8% | 3.7% |
| Diversified FMCG | — | 2.4% | 3.0% | 3.0% | 2.8% | 2.8% |
Cash and debt
The share of the portfolio not in shares: cash and net receivables, money-market instruments and bonds, as disclosed each month. Cash can dip below zero when payables, often on derivative positions, exceed it. A change here describes what the fund did; it is not a signal.
Cash & debt, Dec 2025
3.2%
▲ 1.0 pts vs Nov 2025
- Cash alone
- 2.9%
- cash and net receivables
- A year earlier
- 1.9%
- Dec 2024 · now ▲ 1.3 pts
- Last 12 months
- 2.2% – 4.8%
- lowest to highest · record 4.8% in Mar 2025
History
Disclosed portfolio value by month, with the stocks the fund entered and exited against its previous disclosure. Every month is a link to that portfolio.