Loading…
ELSS (tax saving) · NJ Mutual Fund · AMFI code 151609NJ ELSS Tax Saver Fund
Disclosed for 38 months, Jun 2023 to Sep 2026.
Portfolio value
₹247 Cr
down ₹11.2 Cr vs Dec 2024
- Stocks held
- 25
- unchanged
- Top 10 weight
- 44.9%
- of the portfolio in its ten largest
- Cash & debt
- 0.6%
- cash, money market and debt
- Moves this month
NJ ELSS Tax Saver Fund is an active equity fund in the ELSS (tax saving) category from NJ Mutual Fund. In January 2025 it disclosed 25 stocks worth ₹247 Cr, down ₹11.2 Cr from Dec 2024. Its largest positions were Muthoot Finance Limited (5.3%), Persistent Systems Limited (5.0%), Coromandel International Limited (4.8%); the ten largest together made up 44.9% of the portfolio, and Pharmaceuticals & Biotechnology was the biggest sector at 20.2% of its equity. Cash and debt stood at 0.6%. Compared with Dec 2024 the fund entered 0 new stocks and exited 0.
Against 46 other ELSS (tax saving) funds
Concentration
70%
Top-10 weight is higher than 70% of peers
Breadth
2%
Holds more stocks than 2% of peers
Cash
2%
Holds more cash than 2% of peers
What these mean: concentration · cash
Holdings in January 2025
Download CSVEvery line the fund disclosed, with the change against Dec 2024. Click a column to sort; click a company to see every fund that owns it. New to these? How to read a portfolio.
| Muthoot Finance Limited | 5.26% | up 0.59 pts | ₹13 Cr | up ₹93 L | Added |
| Persistent Systems Limited | 5.01% | down 0.03 pts | ₹12.4 Cr | down ₹63 L | Trimmed |
| Coromandel International Limited | 4.77% | up 0.11 pts | ₹11.8 Cr | down ₹24 L | Trimmed |
| Gillette India Limited | 4.61% | down 0.20 pts | ₹11.4 Cr | down ₹1 Cr | Trimmed |
| IPCA Laboratories Limited | 4.41% | down 0.46 pts | ₹10.9 Cr | down ₹1.7 Cr | Trimmed |
| Marico Limited | 4.40% | up 0.46 pts | ₹10.9 Cr | up ₹69 L | Added |
| Petronet LNG Limited | 4.19% | down 0.11 pts | ₹10.3 Cr | down ₹76 L | Trimmed |
| Abbott India Limited | 4.11% | down 0.28 pts | ₹10.1 Cr | down ₹1.2 Cr | Trimmed |
| Zydus Lifesciences Limited | 4.09% | up 0.24 pts | ₹10.1 Cr | up ₹17 L | Added |
| HDFC Asset Management Company Limited | 4.04% | down 0.08 pts | ₹10 Cr | down ₹66 L | Trimmed |
| Pidilite Industries Limited | 3.92% | up 0.20 pts | ₹9.7 Cr | up ₹7 L | Added |
| Dabur India Limited | 3.90% | up 0.40 pts | ₹9.6 Cr | up ₹59 L | Added |
| Indian Energy Exchange Limited | 3.82% | up 0.08 pts | ₹9.4 Cr | down ₹21 L | Trimmed |
| Dr. Lal Path Labs Limited | 3.80% | up 0.05 pts | ₹9.4 Cr | down ₹31 L | Trimmed |
| Ajanta Pharma Limited | 3.77% | down 0.08 pts | ₹9.3 Cr | down ₹64 L | Trimmed |
| V-Guard Industries Limited | 3.76% | down 0.34 pts | ₹9.3 Cr | down ₹1.3 Cr | Trimmed |
| Alkem Laboratories Limited | 3.75% | down 0.17 pts | ₹9.2 Cr | down ₹86 L | Trimmed |
| Oracle Financial Services Software Limited | 3.64% | down 1.15 pts | ₹9 Cr | down ₹3.4 Cr | Trimmed |
| Metropolis Healthcare Limited | 3.64% | down 0.31 pts | ₹9 Cr | down ₹1.2 Cr | Trimmed |
| Gujarat Gas Limited | 3.60% | up 0.13 pts | ₹8.9 Cr | down ₹7 L | Trimmed |
| Havells India Limited | 3.57% | down 0.02 pts | ₹8.8 Cr | down ₹44 L | Trimmed |
| Sundram Fasteners Limited | 3.39% | up 0.16 pts | ₹8.4 Cr | up ₹3 L | Held |
| Colgate Palmolive (India) Limited | 3.37% | up 0.36 pts | ₹8.3 Cr | up ₹56 L | Added |
| PI Industries Limited | 3.35% | up 0.02 pts | ₹8.3 Cr | down ₹33 L | Trimmed |
| Mahanagar Gas Limited | 3.28% | up 0.41 pts | ₹8.1 Cr | up ₹70 L | Added |
| Cash, TREPS & receivables | 0.57% | up 0.01 pts | ₹1.4 Cr | down ₹3 L | Trimmed |
What changed, Dec 2024 to Jan 2025
New New positions (0)
None.
Exited Exited (0)
None.
Added Biggest additions
- Muthoot Finance Limitedup ₹93 L (+0.59% pts)
- Mahanagar Gas Limitedup ₹70 L (+0.41% pts)
- Marico Limitedup ₹69 L (+0.46% pts)
- Dabur India Limitedup ₹59 L (+0.40% pts)
- Colgate Palmolive (India) Limitedup ₹56 L (+0.36% pts)
Sectors
Which sectors the fund is moving towards and away from, and where its money sits now. Shares are of the fund’s classified equity holdings, so they add up to 100%.
Where the weight moved
Compared with
Since Dec 2024, the weight rose most in Finance (+0.6 pts) and Personal Products (+0.6 pts), and fell most in IT - Software (−1.2 pts) and Pharmaceuticals & Biotechnology (−0.8 pts).
- Finance4.7% → 5.3%+0.6 pts
- Personal Products11.4% → 11.9%+0.6 pts
- Agricultural Food & Other Products4.0% → 4.4%+0.5 pts
- Gas10.7% → 11.1%+0.4 pts
- Chemicals & Petrochemicals3.7% → 3.9%+0.2 pts
- Auto Components3.3% → 3.4%+0.2 pts
- IT - Software9.9% → 8.7%−1.2 pts
- Pharmaceuticals & Biotechnology21.0% → 20.2%−0.8 pts
- Consumer Durables7.7% → 7.4%−0.4 pts
- Healthcare Services7.7% → 7.5%−0.3 pts
A sector’s weight changes when the fund buys or sells, and also when its shares rise or fall in price, so a change is not by itself a sign of buying or selling.
Main sectors’ weights over time
| Sector | Jan 2024 | Jul 2024 | Oct 2024 | Dec 2024 | Jan 2025 |
|---|---|---|---|---|---|
| Pharmaceuticals & Biotechnology | 3.7% | 3.4% | 20.8% | 21.0% | 20.2% |
| Personal Products | 4.2% | 4.7% | 12.1% | 11.4% | 11.9% |
| Gas | 4.7% | 5.1% | 10.9% | 10.7% | 11.1% |
| IT - Software | 30.7% | 27.2% | 8.2% | 9.9% | 8.7% |
| Fertilizers & Agrochemicals | 3.7% | 3.6% | 8.2% | 8.0% | 8.2% |
| Capital Markets | 14.0% | 13.3% | 7.8% | 7.9% | 7.9% |
| Healthcare Services | — | — | 8.0% | 7.7% | 7.5% |
| Consumer Durables | 3.1% | 2.7% | 7.7% | 7.7% | 7.4% |
| Finance | 3.4% | 3.1% | 4.2% | 4.7% | 5.3% |
| Agricultural Food & Other Products | 3.1% | 3.3% | 3.9% | 4.0% | 4.4% |
Allocation in Jan 2025change vs Dec 2024
- Pharmaceuticals & Biotechnology (5)20.2%▼ 0.8 pts
- Personal Products (3)11.9%▲ 0.6 pts
Cash and debt
The share of the portfolio not in shares: cash and net receivables, money-market instruments and bonds, as disclosed each month. Cash can dip below zero when payables, often on derivative positions, exceed it. A change here describes what the fund did; it is not a signal. More on reading cash.
Cash & debt, Jan 2025
0.6%
unchanged vs Dec 2024
- Cash alone
- 0.6%
- cash and net receivables
- A year earlier
- 0.8%
- Jan 2024 · now ▼ 0.2 pts
- Last 12 months
- 0.5% – 2.1%
- lowest to highest · record 2.1% in Mar 2024
History
Disclosed portfolio value by month, with the stocks the fund entered and exited against its previous disclosure. Every month is a link to that portfolio.